252 Independence St, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 252 Independence St, Berkeley Springs, WV 25411

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	1,152 sqft · built 1987
Lot Size	0.076 acres (3,311 sqft)
Owner	Company Name on File
Last Sale	$115,000 (Nov 2021)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-1-0173.0000`

Property Details

APN / Parcel Number

Primary APN	`03-1-0173.0000`
Alternative APN	`33-03-1-0173.0000`

Interior

Units	2 Units
Building Area	1,152 sqft

Exterior

Year Built	Built 1987
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	61 ft deep x 49 ft wide
Terrain	Above Road/Slope
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	252 INDEPENDENCE ST
City	BERKELEY SPRINGS
State	WV
Zip	25411-5340
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	DAVIS RD PCL C 0.076 AC
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	3
Census Block	3009
Census Tract	970800

Owner

Source: Morgan County records · APN 03-1-0173.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	209 VULPINE DR, GERRARDSTOWN, WV 25420-4386
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Apr 27, 2006
Deed Document Number	882478
Deed Book / Page	284 / 308
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	252 INDEPENDENCE ST, BERKELEY SPRINGS, WV 25411-5340
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000524/906
Date	Sep 15, 2025
Book Page	524/906
Instrument	914306

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
Municipality	Bath (Berkeley Springs) Town
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 (-3.58%)	$66,000 (-3.08%) Land $26,100 Building $39,900	$110,000 (-3.08%) Land $43,500 Building $66,500
2023	$1,703.00 (+57.69%)	$68,100 (+57.64%) Land $26,100 Building $42,000	$113,500 (+57.64%) Land $43,500 Building $70,000
2022	$1,080.00	$43,200 Land $13,080 Building $30,120	$72,000 Land $21,800 Building $50,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 25, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1996–2022)
Claims Outside the SFHA	3 of 22
Most Recent Claim	May 2022 · tidal / storm surge
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jun 2018 · 2 claims Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Town of Bath Historic District listed 2009 · 228 contributing resources · NRIS 09000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BERKELEY SPRINGS serves 3,526 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Apr 2018
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2019
Monitoring and Reporting	32 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.