252 Gap Creek Rd, Fletcher, NC 28732 Property Records

Buncombe County property record for 252 Gap Creek Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,869 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Apr 2017)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9675-97-9763-00000`

Property Details

APN / Parcel Number

Primary APN	`9675-97-9763-00000`
Alternative APN	`967508978688000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	3,738 sqft
Basement Area	1,869 sqft
Finished Basement	1,869 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	590 sqft
Deck Area	360 sqft
Patio Area	445 sqft
Canopy	192 sqft
Greenhouse	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	967508978688000
Street Address	252 GAP CREEK RD
City	FLETCHER
State	NC
Zip	28732-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/13/2017 DEED
Legal Description	DEED DATE:04/13/2017 DEED:5539-0232 PLAT:0143-0134
Legal Subdivision	EMERY LYTLE ESTATE
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1007
Census Tract	3203

Owner

252 Gap Creek Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	252 GAP CREEK RD, FLETCHER, NC 28732-8492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CUNNINGHAM & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Deed Document Number	0005539232
Deed Book / Page	5539 / 232
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	252 GAP CREEK RD, FLETCHER, NC 28732-8492
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060351463
Date	Mar 16, 2021
Book Page	6035/1463

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 13, 2017
Property Address	252 GAP CREEK RD, FLETCHER, NC 28732-8492
Document Number	0055390232
Book / Page	005539 / 000232
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	252 GAP CREEK RD FLETCHER NC 287328492, FLETCHER, NC 28732-8492

Mortgage

Document Number	55390235
Date	Apr 13, 2017
Book Page	005539/000235

Lender

Name	CUNNINGHAM & CO
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 252 Gap Creek Rd was $4,133.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,133.00	$585,000
2023	$3,761.00	$585,000	$585,000 Land $87,700 Building $497,300
2021			$585,000 Land $72,700 Building $512,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 252 Gap Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 252 Gap Creek Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Skyrunner.

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