Franklin County property record for 252 Desha Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 460 sqft |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Oct 2022) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2007 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-13-003.00 |
| Primary APN | 075-30-13-003.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 460 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 75845 |
|---|---|
| Street Address | 252 DESHA DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-5506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN ACRES LOT 116 |
| Legal Subdivision | FRANKLIN ACRES |
| Legal Phase | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70704 |
252 Desha Dr is owned and occupied by two individuals who bought it in October 2022.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Oct 19, 2007 | Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Dec 6, 2010 | Deed of Trust, Mortgage KENTUCKY HOUSING CORP |
| Sep 15, 2015 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Nov 10, 2005 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Mar 22, 2005 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Jan 11, 2022 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Dec 6, 2010 | Deed, Transfer · FHA Mortgage KENTUCKY HOUSING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Jan 11, 2022 · Amount on File |
| Deed Document Number | 2022676527 |
| Deed Book / Page | 616 / 550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Document Number | 0M1732/781 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | M1732/781 |
| Instrument | 765205 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1077/563 |
|---|---|
| Date | Oct 19, 2007 |
| Book Page | M1077/563 |
| Instrument | 322228 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Address | 00000 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 115 Months |
| Due | May 15, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1191/178 |
|---|---|
| Date | Dec 6, 2010 |
| Book Page | M1191/178 |
| Instrument | 365777 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 85 Months |
| Due | Jan 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1354/331 |
|---|---|
| Date | Sep 15, 2015 |
| Book Page | M1354/331 |
| Instrument | 435171 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M988/001 |
|---|---|
| Date | Nov 10, 2005 |
| Book Page | M988/001 |
| Instrument | 291292 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Nov 2, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M953/101 |
|---|---|
| Date | Mar 22, 2005 |
| Book Page | M953/101 |
| Instrument | 280925 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Address | 00000 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 14, 2015 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 11, 2022 |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Document Number | 00D609/214 |
| Book / Page | D609 / 214 |
| Instrument Date | Jan 7, 2022 |
| Instrument | 654053 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 FRANCES DR, FRANKFORT, KY 40601-1655 |
| Name | Verified Name |
|---|---|
| Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Document Number | 0000654054 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 654054 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Dec 6, 2010 |
| Property Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Document Number | 00D524/035 |
| Book / Page | D524 / 035 |
| Map Reference | DD104 PG338&339 |
| Instrument Date | Dec 2, 2010 |
| Instrument | 365775 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4108, FRANKFORT, KY 40604-4108 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 252 DESHA DR, FRANKFORT, KY 40601-5506 |
| Document Number | 0M1191/168 |
|---|---|
| Date | Dec 6, 2010 |
| Book Page | M1191/168 |
| Instrument | 365776 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 252 Desha Dr was $1,677.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,677.00 | $140,000 Land $15,000 Building $125,000 | $140,000 Land $15,000 Building $125,000 |
| 2023 | $1,673.00 (+13.04%) | $140,000 (+12%) | $140,000 (+12%) |
| 2022 | $1,480.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 252 Desha Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 252 Desha Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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