Onslow County property record for 252 Derby Downs Dr, Sneads Ferry, NC 28460 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2014 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,000 (Apr 2022) |
| Tax Bill | $1,850 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 773E-189 |
| Primary APN | 773E-189 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 484139000 |
|---|---|
| Old Parcel Number | 773E 189, |
| Street Address | 252 DERBY DOWNS DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-9397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L420 S4 ESCOBA BAY S/F 773 33 CEPCO INC |
| Legal Subdivision | ESCOBA BAY EQUESTRIAN + YACHTING S4 |
| Legal Lot Number | 420 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 405 |
Source: Onslow County records · APN 773E-189
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 252 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE |
| Apr 04, 2022 | Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2022 · Amount on Record |
| Deed Sale | Apr 04, 2022 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 0005722199 |
| Deed Book / Page | 5722 / 199 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 252 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9397 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0054170720 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 5417/720 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 04, 2022 |
| Property Address | 252 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9397 |
| Document Number | 0057220199 |
| Book / Page | 5722 / 199 |
| Instrument Date | Mar 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $682.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3364 COUNTY ROAD 22, 3364, CENTRE, AL 35960-8330 |
| Name | Verified Name |
|---|---|
| Address | 252 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9397 |
| Document Number | 0005722202 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 5722/202 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 252 DERBY DOWNS DR, SNEADS FERRY, NC 28460-9397 |
| Document Number | 0051140887 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 252 DERBY DOWNS DR SNEADS FERRY NC 284609397, SNEADS FERRY, NC 28460-9397 |
| Document Number | 0051140887 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 005114/000887 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,850.00 | $282,529 Land $35,000 Building $247,529 | $282,529 Land $35,000 Building $247,529 |
Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330004052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 182 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 182 in force 138 of 182 on primary residences |
| Nearby Flood Claims | 19 (1999–2024) |
| Most Recent Claim | Sep 2024, other causes, Potential Tropical Cyclone Eight |
| Flood Events |
|
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures