Oakland County property record for 252 Decca Dr, White Lake, MI 48386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,641 sqft · built 1963 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Aug 2015) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-22-328-010 |
| Primary APN | Y-12-22-328-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 3 Stories |
| Building Area | 1,641 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Basement Area | 587 sqft |
| Unfinished Basement | 587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 90 ft deep x 80 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 324 sqft |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 252 DECCA DR |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48386-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T3N, R8E, SEC 22 HOUCREST SUB LOT 42 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 22 |
| Legal Subdivision | HOUCREST SUB |
| Legal Lot Number | 42 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 130500 |
252 Decca Dr is owned and occupied by two individuals who bought it in August 2015.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 26, 2017 | Deed of Trust, Mortgage · VA Mortgage RESOLUTE BANK |
| Sep 6, 2018 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| May 31, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2015 · Amount on File |
| Deed Sale | Aug 14, 2015 · Amount on File |
| Prior Sale | Jan 21, 2005 · Amount on File |
| Deed Document Number | 2015165767 |
| Deed Book / Page | 48504 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Document Number | 0000109260 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 56124/175 |
| Instrument | 109260 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000199491 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 51224/00739 |
| Instrument | 199491 |
| Name | RESOLUTE BANK |
|---|---|
| Type | Bank |
| Address | MAUMEE, OH 43537 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000146565 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 52154/00861 |
| Instrument | 146565 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 252 DECCA DR, WHITE LAKE, MI 48386-2120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000084406 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 52879/00850 |
| Instrument | 84406 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | SECAUCUS, NJ 07094 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 252 Decca Dr was $2,186 with a homeowner's exemption, down 37.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,186.00 (-37.45%) Homeowner's exemption | $129,390 | $258,780 |
| 2024 | $3,495.00 | ||
| 2023 | $127,310 | $254,620 | |
| 2021 | $2,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 252 Decca Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 252 Decca Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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