252 Crystal Ridge Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 252 Crystal Ridge Dr, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,302 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,400 (May 2021)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040300802`

Property Details

APN / Parcel Number

Primary APN	`T040300802`
Alternative APN	`2-0140-9433-00-046B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,459 sqft
Basement Area	1,405 sqft
Finished Basement	843 sqft
Unfinished Basement	562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040300802
Street Address	252 CRYSTAL RIDGE DR
City	O FALLON
State	MO
Zip	63366-4789
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VILLAS AT CRYSTAL RIDGE #1 LOT 46B
Legal Subdivision	VILLAS AT CRYSTAL RIDGE #1
Legal Lot Number	46B
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	5
Census Block	5001
Census Tract	311602

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 CRYSTAL RIDGE DR, O FALLON, MO 63366-4789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · VA Mortgage FRONTIER FINANCIAL INC
Apr 23, 2019	Warranty Deed, Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202139965
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0071531979
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 6, 2021
Property Address	252 CRYSTAL RIDGE DR, O FALLON, MO 63366-4789
Document Number	2021R039965
Map Reference	MB 40 PG 232-234
Instrument Date	May 4, 2021
Instrument	2021R-039965
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 DELMAR DR, 1020, O FALLON, MO 63366-3479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 CRYSTAL RIDGE DR, O FALLON, MO 63366-4789

Mortgage

Document Number	2021R039966
Date	May 6, 2021
Instrument	2021R-039966

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2019
Property Address	252 CRYSTAL RIDGE DR, O FALLON, MO 63366-4789
Document Number	0070630079
Book / Page	007063 / 000079
Instrument Date	Apr 19, 2019
Instrument	185940
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	252 CRYSTAL RIDGE DR O FALLON MO 633664789, O FALLON, MO 63366-4789

Mortgage

Document Number	70630081
Date	Apr 23, 2019
Book Page	007063/000081
Instrument	185950

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 (+3.99%)	$58,775 (+7.11%)	$309,340 (+7.11%) Building $309,340
2024	$3,633.00
2023		$54,874
2022			$288,812 Building $288,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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