Tipton County property record for 252 Cotton Top Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,245 sqft · built 2003 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Apr 2026) |
| Tax Bill | $660 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084049B A 01400 |
| Primary APN | 084049B A 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| 1st Floor Area | 1,245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 66,211 sqft (1.52 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 252 COTTON TOP RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: C23 |
| Legal Subdivision | RALPH EST SEC A |
| Legal Lot Number | 14 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 40602 |
Source: Tipton County records · APN 084049B A 01400
Assessment roll updated January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 252 COTTON TOP RD, COVINGTON, TN 38019-7070 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 13, 2019 | Quit Claim Deed, Transfer BANK OF RIPLEY |
| Nov 02, 2017 | Loan Modification, Mortgage BANK OF RIPLEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Apr 01, 2002 · Amount on Record |
| Deed Document Number | 2026291875 |
| Deed Book / Page | 2121 / 1016 |
| Prior Transfer Date | Dec 12, 2019 |
| Prior Transfer Doc | 0001824960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Apr 27, 2026 |
| Property Address | 252 COTTON TOP RD, COVINGTON, TN 38019-7070 |
| Document Number | 0000291875 |
| Book / Page | 2121 / 1016 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.291875 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102,767.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000291876, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.291876 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Dec 13, 2019 |
| Property Address | 252 COTTON TOP RD, COVINGTON, TN 38019-7070 |
| Document Number | 1824960 |
| Book / Page | 001824 / 000960 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 229017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 84 EAGLE TRACE RD COVINGTON TN 380193588, COVINGTON, TN 38019-3588 |
| Document Number | 1824967 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 001824/000967 |
| Instrument | 229020 |
| Name | BANK OF RIPLEY |
|---|---|
| Type | Bank |
| Address | RIPLEY, TN 38063 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Dec 12, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 252 COTTON TOP RD, COVINGTON, TN 38019-7070 |
| Document Number | 1739306 |
| Book / Page | 001739 / 000306 |
| Instrument Date | Nov 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 84 EAGLE TRACE RD COVINGTON TN 380193588, COVINGTON, TN 38019-3588 |
| Document Number | 1739306 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 001739/000306 |
| Instrument | 208836 |
| Name | BANK OF RIPLEY |
|---|---|
| Type | Bank |
| Address | 134 N JEFFERSON ST, RIPLEY, TN 38063-1522 |
| Term | 36 Months |
|---|---|
| Due | Nov 05, 2020 |
| Rate | 6.5% |
|---|
Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $660.00 (+6.28%) | $43,350 (-) Land $7,775 Building $35,575 | |
| 2023 | $43,350 Land $7,775 Building $35,575 | ||
| 2022 | $621.00 | ||
| 2020 | $173,400 Land $31,100 Building $142,300 |
Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
Based on FCC filings for 16 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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