252 Common St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 252 Common St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,939 sqft · built 1925
Lot Size	0.178 acres (7,732 sqft)
Owner	Individual Name on Record
Last Sale	$923,000 (Jul 2019)
Tax Bill	$14,211 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17700-23`

Property Details

APN / Parcel Number

Primary APN	`17700-23`
Alternative APNs	`WATE M:0429 B:0023 L:0012` `6339`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,939 sqft Living Area
Gross Area	4,385 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,732 sqft (0.178 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6339
Street Address	252 COMMON ST
City	WATERTOWN
State	MA
Zip	02472-4939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-6
Legal Block	23
Legal Lot Number	12
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	4
Census Block	4014
Census Tract	370202

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Jul 23, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Book / Page	72975 / 457
Prior Transfer Date	Jul 19, 2019
Prior Transfer Doc	72975-457
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085361-146
Date	Mar 20, 2026
Book Page	85361/146
Instrument	30330

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081942-452
Date	Aug 30, 2023
Book Page	81942/452
Instrument	97589

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077318-476
Date	Mar 24, 2021
Book Page	77318/476
Instrument	65686

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082549-449
Date	Mar 8, 2024
Book Page	82549/449
Instrument	23087

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 23, 2019
Property Address	252 COMMON ST, WATERTOWN, MA 02472-4939
Document Number	72975-457
Book / Page	72975 / 457
Instrument Date	Jul 19, 2019
Instrument	105834
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 COMMON ST, WATERTOWN, MA 02472-4939

Mortgage

Document Number	105835
Date	Jul 23, 2019
Instrument	105835

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,211.00 (+6.79%)	$1,164,800 (+2.24%) Land $520,600 Building $644,200	$1,233,005 (-)
2025	$13,307.00 (+4.27%)	$1,139,300 (+4.45%) Land $520,600 Building $618,700	$1,233,005 (+2.93%)
2024	$12,762.00 (-7.65%)	$1,090,800 (+7.19%) Land $504,800 Building $586,000	$1,197,950
2023	$13,819.00	$1,017,600 Land $482,200 Building $535,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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