252 Chapel Hill Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 252 Chapel Hill Rd, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 4.5 ba · 2,865 sqft · built 2007
Lot Size	87.1 acres (3,794,076 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Oct 2005)
Tax Bill	$4,461 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12A-3`

Property Details

APN / Parcel Number

Primary APN	`12A-3`
Alternative APN	`8000709`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,865 sqft Living Area
Gross Area	8,144 sqft
1st Floor Area	2,238 sqft
Basement Area	2,246 sqft
Finished Basement	2,246 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,794,076 sqft (87.1 acres)
Terrain	Rolling
Garage Area	1,027 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	516 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000709
Street Address	252 CHAPEL HILL RD
City	CROSS JUNCTION
State	VA
Zip	22625-1701
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	87.10 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1027
Census Tract	50300

Owner

Source: Frederick County records · APN 12A-3

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	252 CHAPEL HILL RD, CROSS JUNCTION, VA 22625-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2005 · Amount on Record
Deed Sale	Oct 17, 2005 · Amount on Record
Deed Book / Page	500 / 24125
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	May 18, 2026
Property Address	252 CHAPEL HILL RD, CROSS JUNCTION, VA 22625-1701
Document Number	0000004909
Instrument Date	Apr 22, 2026
Instrument	20264909
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 CHAPEL HILL RD, CROSS JUNCTION, VA 22625-1701

Mortgage

Document Number	0000004909,
Date	May 18, 2026
Instrument	20264909

Lender

Name	BANK OF CLARK COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 22, 2051

Interest

Rate	6.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,461.00 (+10.39%)	$841,780 (-) Land $96,700 Building $745,080	$841,780 (-) Land $96,700 Building $745,080
2025	$4,041.00	$841,780 Land $96,700 Building $745,080	$841,780 Land $96,700 Building $745,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 35% of the US · above 59% of Virginia
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.