Nelson County property record for 252 Cardinal Hl, Bardstown, KY 40004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1959 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $317 (2025) |
| Deeds & Mortgages | Dec 2006 Mortgage Feb 2005 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45S00-02-010 |
| Primary APN | 45S00-02-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | None |
|---|
| Account Number | 130469 |
|---|---|
| Street Address | 252 CARDINAL HL |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL HILL-LT 35 |
| Legal Subdivision | CARDINAL HILL |
| Legal Lot Number | 35 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 930400 |
252 Cardinal Hl is owned and occupied by two individuals who acquired it in November 2009.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2006 | Deed of Trust, Mortgage PNC BANK NA |
| Feb 18, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK |
| Apr 8, 2025 | Deed, Transfer |
| Nov 23, 2009 | Intrafamily Transfer, Transfer · FHA Mortgage SELECT MORTGAGE GROUP LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2009 |
| Transfer Doc | 000464/286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M762/571 |
|---|---|
| Date | Dec 1, 2006 |
| Book Page | M762/571 |
| Instrument | 218907 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40291 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 16, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SANFORD TITLE SERVICES LLC, FORD TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M663/493 |
|---|---|
| Date | Feb 18, 2005 |
| Book Page | M663/493 |
| Instrument | 192889 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 10, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Jul 1, 2026 |
| Property Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Document Number | 0000004539 |
| Book / Page | 1554 / 418 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20264539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Document Number | 0000004539, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 1554/418 |
| Instrument | 20264539 |
| Name | PNC BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Apr 8, 2025 |
| Property Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Document Number | 00D610/618 |
| Book / Page | D610 / 618 |
| Map Reference | MB 132 PG 529 |
| Instrument Date | Apr 8, 2025 |
| Instrument | 2025002054 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Nov 23, 2009 |
| Property Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Document Number | 000464/286 |
| Book / Page | 464 / 286 |
| Map Reference | DD132 PG529 |
| Instrument Date | Nov 16, 2009 |
| Instrument | 251956 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 PATRIOT DR UNIT 204, 204, BARDSTOWN, KY 40004-8019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 252 CARDINAL HL, BARDSTOWN, KY 40004-2306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000251957 |
|---|---|
| Date | Nov 23, 2009 |
| Instrument | 251957 |
| Name | SELECT MORTGAGE GROUP LTD |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 252 Cardinal Hl was $317 with a homeowner's exemption.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Bardstown Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 | $120,000 Land $120,000 | $120,000 Land $120,000 |
| 2023 | $475.00 | $120,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 252 Cardinal Hl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 252 Cardinal Hl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2018 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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