Otsego County and Milford Town property record for 252 Bob Wilson Rd, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 948 sqft · built 1991 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Oct 2024) |
| Tax Bill | $5,474 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364089 243.17-1-13.00 |
| Primary APN | 364089 243.17-1-13.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 948 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 180 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Lot Area | 59,242 sqft (1.36 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 209883 |
|---|---|
| Street Address | 252 BOB WILSON RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESHORE FARMS 0 13FM 1322-1432 |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 590500 |
Source: Otsego County and Milford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 MYRTLE AVE, 7M, BROOKLYN, NY 11205-3077 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Oct 18, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Nov 28, 2000 · Amount on Record |
| Deed Document Number | 20244141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 252 BOB WILSON RD, ONEONTA, NY 13820-3149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000147 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022-1147 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 18, 2024 |
| Property Address | 252 BOB WILSON RD, ONEONTA, NY 13820-3149 |
| Document Number | 0000000141 |
| Instrument Date | Sep 26, 2024 |
| Instrument | 2024-4141 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 MYRTLE AVE APT 7M, 7M, BROOKLYN, NY 11205-3077 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000142 |
|---|---|
| Date | Oct 18, 2024 |
| Instrument | 2024-4142 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
Source: Otsego County and Milford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Unified School District | Milford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,474.00 (+3.15%) | ||
| 2025 | $5,307.00 | $235,000 (-) Land $88,000 Building $147,000 | $335,714 (+17.86%) Land $125,714 Building $210,000 |
| 2023 | $235,000 Land $88,000 Building $147,000 | $284,848 Land $106,666 Building $178,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Apr 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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