252 4th Retreat, Eclectic, AL 36024 Property Records

Elmore County property record for 252 4th Retreat, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,943 sqft · built 2002
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Apr 2025)
Tax Bill	$4,825 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-08-27-1-002-080.000`

Property Details

APN / Parcel Number

Primary APN	`07-08-27-1-002-080.000`
Alternative APN	`167610`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
1st Floor Area	1,393 sqft
Upper Floors Area	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	169 ft deep x 60 ft wide
Garage Area	575 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	300 sqft
Deck Area	132 sqft
Patio Area	388 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	252 4TH RETREAT
City	ECLECTIC
State	AL
Zip	36024-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 1 UNIT 2 KOWALIGA RETREAT SUB 4/85
Legal Range	21E
Legal Township	20N
Legal Section	27
Legal Subdivision	KOWALIGA RETREAT SUB
Legal Block	1
Legal Lot Number	15
Legal Unit	2
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1026
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2156 MOUNTAIN VIEW DR, VESTAVIA HILLS, AL 35216-2024
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANSOUTH MORTGAGE OF ALABAMA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Book / Page	2025 / 19258
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 16, 2025
Property Address	252 4TH RETREAT, ECLECTIC, AL 36024-4204
Document Number	2025/19258
Book / Page	2025 / 19258
Map Reference	MB 4 PG 83&85
Instrument Date	Apr 15, 2025
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 ARBOR WAY, AUBURN, AL 36830-2403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2156 MOUNTAIN VIEW DR, VESTAVIA HILLS, AL 35216-2024

Mortgage

Document Number	0202519261
Date	Apr 16, 2025
Instrument	2025/19261

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Sep 8, 2020
Property Address	252 4TH RETREAT, ECLECTIC, AL 36024-4204
Document Number	2020/63820
Book / Page	2020 / 63820
Map Reference	MB 83 PG 85
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5296 CAMDEN LAKE PKWY NW, ACWORTH, GA 30101-7121

Mortgage

Document Number	0202063822
Date	Sep 8, 2020
Instrument	2020/63822

Lender

Name	LOANSOUTH MORTGAGE OF ALABAMA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,825.00 (+150.91%)
2025	$1,923.00 (+6.77%)	$74,940 (+7%)	$964,570 (+37.68%) Land $236,200 Building $728,370
2024	$1,801.00 (-0.83%)	$70,040 (-50.43%)	$700,570 (-0.84%) Land $236,200 Building $464,370
2023	$1,816.00 (-32.16%)	$141,294 (+34.44%) Land $47,240 Building $94,054	$706,470 (+34.44%) Land $236,200 Building $470,270
2022	$2,677.00	$105,098 Land $45,864 Building $59,234	$525,490 Land $229,320 Building $296,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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