2519 Union Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2519 Union Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,672 sqft · built 1920
Lot Size0.177 acres (7,718 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Aug 2019)
Tax Bill$577 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN146N J 023

Property Details

APN / Parcel Number

Primary APN146N J 023
Alternative APN
  • 0000076642

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,672 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,718 sqft (0.177 acres)
Lot Dimensions134 ft deep x 57.6 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076642
Street Address2519 UNION AVE
CityCHATTANOOGA
StateTN
Zip37404-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 17 PT 18 BLK 11 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14
Legal SubdivisionCHAMBERLAIN AVE LAND
Legal Block11
Legal Lot Number17
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2016
Census Tract1300

Owner

2519 Union Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2519 UNION AVE, CHATTANOOGA, TN 37404-3812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Oct 25, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on File
Deed SaleAug 30, 2019 · Amount on File
Prior SaleJul 8, 2004 · Amount on File
Deed Document Number2019229
Deed Book / Page11745 / 470
Prior Transfer DateSep 20, 2004
Prior Transfer Doc0072790581
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2519 UNION AVE, CHATTANOOGA, TN 37404-3812
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2519 UNION AVE, CHATTANOOGA, TN 37404-3812
InvestorPossibly a Property Investor

Mortgage

Document Number0000000238
DateMar 25, 2022
Book Page12895/968
Instrument2022032500238
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term330 Months
DueSep 1, 2049

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2519 UNION AVE, CHATTANOOGA, TN 37404-3812
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2519 UNION AVE, CHATTANOOGA, TN 37404-3812

Mortgage

Document Number0000000166
DateOct 25, 2024
Book Page13742/870
Instrument2024102500166
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term299 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2519 Union Ave was $577, down 30.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$577.00 (-30.65%)$38,125 (+2.42%)$152,500 (+2.42%) Land $50,000 Building $102,500
2024$832.00$37,225 (-)$148,900 (-) Land $30,000 Building $118,900
2023$832.00$37,225 (-)$148,900 (-) Land $30,000 Building $118,900
2022$832.00$37,225$148,900 Land $30,000 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2519 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2519 Union Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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