2519 Rownd St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2519 Rownd St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,416 sqft · built 1955
Lot Size	0.522 acres (22,720 sqft)
Owner	2 Individual Names on File
Last Sale	$327,500 (Jun 2026)
Tax Bill	$4,540 (2025)
Deeds & Mortgages	May 2014 Mortgage Nov 2024 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`8913-18-455-007`

Property Details

APN / Parcel Number

Primary APN	`8913-18-455-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	825 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,720 sqft (0.522 acres)
Lot Dimensions	160 ft deep x 141 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	352 sqft
Deck Area	190 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2519 ROWND ST
City	CEDAR FALLS
State	IA
Zip	50613-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUEHNS THIRD ADDITION LOT 2
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	KUEHNS THIRD ADDITION
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	4
Census Block	4008
Census Tract	2400

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2014	Deed of Trust, Mortgage FARMERS STATE BANK
Nov 5, 2024	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 13, 2006	Deed of Trust, Mortgage · ARM THE LENDING CONNECTION INC
Jun 2, 2005	Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU
Jan 15, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 15, 2019	Warranty Deed, Transfer · VA Mortgage VERIDIAN CREDIT UNION
Mar 25, 2016	Quit Claim Deed, Transfer · Construction Mortgage WATER STREET INVESTMENTS LLC
Apr 28, 2014	Sheriff's Deed, Foreclosure
Jun 28, 2011	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2005	Joint Tenancy Deed, Transfer · ARM FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	20268107
Prior Transfer Date	Jun 21, 2011
Prior Transfer Doc	2011024355
Record Updated	Sep 20, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400020780
Date	May 27, 2014
Instrument	201400020780

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Amount	Amount Recorded

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

Mortgage

Document Number	0202422802
Date	Nov 5, 2024
Instrument	2024-22802

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2034

Interest

Change Frequency	Monthly

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007010812
Date	Nov 13, 2006
Instrument	2007010812

Lender

Name	THE LENDING CONNECTION INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	ARM
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	8.15%
Type Change Date	Nov 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.15%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005028110
Date	Jun 2, 2005
Instrument	2005028110

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	125 Months
Due	Nov 15, 2015

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600012460
Date	Jan 15, 2016
Instrument	2016-00012460

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 3, 2026
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	0000008107
Instrument Date	Jun 3, 2026
Instrument	20268107
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$52,843.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

Mortgage

Document Number	0000008108,
Date	Jun 3, 2026
Instrument	20268108

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 14, 2022
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	202300007694
Instrument Date	Nov 8, 2022
Instrument	202300007694
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

Mortgage

Document Number	202300007695
Date	Nov 14, 2022
Instrument	202300007695

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 15, 2019
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	202000000946
Instrument Date	May 3, 2019
Instrument	202000000946
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

Mortgage

Document Number	202000000947
Date	Jul 15, 2019
Instrument	202000000947

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 25, 2016
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	201600016124
Instrument Date	Mar 14, 2016
Instrument	2016-00016124
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ARDMORE ST, WATERLOO, IA 50701-1902

Mortgage

Document Number	201600016125
Date	Mar 25, 2016
Instrument	2016-00016125

Lender

Name	WATER STREET INVESTMENTS LLC
Type	Non-Lending Institution
Address	IOWA CITY, IA 52245

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jun 14, 2016

April 2014: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 28, 2014
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	201400019040
Instrument Date	Apr 9, 2014
Instrument	201400019040
Transaction Type	Foreclosure
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ARDMORE ST, WATERLOO, IA 50701-1902

June 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 28, 2011
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	2011024355
Instrument Date	Jun 21, 2011
Instrument	2011024355
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

September 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 23, 2005
Property Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625
Document Number	2006008010
Instrument Date	Sep 20, 2005
Instrument	2006008010
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2519 ROWND ST, CEDAR FALLS, IA 50613-5625

Mortgage

Document Number	2006008011
Date	Sep 23, 2005
Instrument	2006008011

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Oct 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	11.7%
Index	LIBOR
Max Rate	14.7%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,540.00 Homeowner's exemption	$325,210 (+11.24%) Land $46,410 Building $278,800	$325,210 (+11.24%) Land $46,410 Building $278,800
2024	$4,540.00 (+3.7%)
2023		$292,350 (+23.27%) Land $46,410 Building $245,940	$292,350 (+23.27%) Land $46,410 Building $245,940
2022	$4,378.00	$237,160 Land $46,410 Building $190,750
2021			$237,160 Land $46,410 Building $190,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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