Albemarle County property record for 2519 Commonwealth Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,073 sqft · built 1960 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jun 2026) |
| Tax Bill | $3,299 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061M0-00-03-01100 |
| Primary APN | 061M0-00-03-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Finished Area |
| Basement Area | 965 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 465 sqft |
| Flooring | Tile |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,549 sqft (0.334 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 300 sqft |
| Porch | Slab |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 2519 COMMONWEALTH DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | BERKELEY 1 3 11 |
| Legal Subdivision | BERKELEY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10702 |
2519 Commonwealth Dr is owned and occupied by two individuals who bought it in June 2026.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 12, 2023 | Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Feb 7, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Jun 12, 2023 · Amount on File |
| Deed Document Number | 20266430 |
| Prior Transfer Date | Jan 27, 2023 |
| Prior Transfer Doc | 0000000968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 30, 2026 |
| Property Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 0000006430 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20266430 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | WESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,955.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 0000006431, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20266431 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 12, 2023 |
| Property Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 202300004899 |
| Map Reference | MB 337 PG 336 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 202300004899 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 202300004900 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300004900 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Jul 5, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Feb 7, 2023 |
| Property Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Document Number | 202300000968 |
| Map Reference | MB 337 PG 336 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 202300000968 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2519 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1442 |
| Name | Verified Name |
|---|---|
| Address | 7 MATILDA ST, OSSINING, NY 10562-3215 |
The 2026 property tax bill for 2519 Commonwealth Dr was $3,299, up 0.3% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,299.00 (+0.27%) | $369,000 (+0.24%) Land $155,000 Building $214,000 | $369,000 (+0.24%) Land $155,000 Building $214,000 |
| 2025 | $3,290.00 | $368,100 Land $150,000 Building $218,100 | $368,100 Land $150,000 Building $218,100 |
| 2023 | $2,614.00 (+124.38%) | $306,100 Land $127,000 Building $179,100 | $306,100 Land $127,000 Building $179,100 |
| 2022 | $1,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2519 Commonwealth Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2519 Commonwealth Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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