2519 Bluewater Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2519 Bluewater Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,441 sqft · built 2004
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (May 2022)
Tax Bill	$5,727 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-2S-26-5689-01100-0030`

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-01100-0030`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,441 sqft Heated Area
Gross Area	4,204 sqft
1st Floor Area	3,868 sqft
Upper Floors Area	931 sqft
Attic Area	1,121 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Patio Area	290 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	112S265689011000030
Street Address	2519 BLUEWATER DR
City	NAVARRE
State	FL
Zip	32566-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHISPERING PINES ESTATES PHASE II LOT 3 BLK 11 AS DES IN OR 4289 PG 425
Legal Range	26W
Legal Township	02S
Legal Section	11
Legal Subdivision	WHISPERING PINES ESTATES
Legal Phase	2
Legal Block	11
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2027
Census Tract	10828

Owner

Source: Santa Rosa County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2519 BLUEWATER DR, NAVARRE, FL 32566-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	202232338
Deed Book / Page	4289 / 425
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 27, 2022
Property Address	2519 BLUEWATER DR, NAVARRE, FL 32566-2512
Document Number	0042890425
Book / Page	4289 / 425
Map Reference	MB D PG 29
Instrument Date	May 26, 2022
Instrument	202232338
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2519 BOULEVARD DR, 2519, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 IMPALA DR, CROWLEY, TX 76036-5773

Mortgage

Document Number	0004289427
Date	May 27, 2022
Instrument	4289/427

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2519 BLUEWATER DR, NAVARRE, FL 32566-2512
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2519 BLUEWATER DR, NAVARRE, FL 32566-2512

Mortgage

Document Number	0042430066
Date	Feb 8, 2022
Book Page	4243/66
Instrument	202207260

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2519 BLUEWATER DR, NAVARRE, FL 32566-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039022075
Date	Dec 26, 2019
Book Page	3902/2075
Instrument	201957889

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,727.00 (-5.29%) Homeowner's exemption Disabled Person's exemption	$522,440 (+4.34%) Land $100,000 Building $422,440	$522,440 (+4.34%) Land $100,000 Building $422,440
2023	$6,047.00 (+123.8%) Homeowner's exemption	$500,723 (+101.96%) Land $80,000 Building $420,723	$500,723 (+50.44%) Land $80,000 Building $420,723
2022	$2,702.00 Homeowner's exemption	$247,929	$332,841 Land $50,000 Building $282,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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