25189 Windward Pl, Orange Beach, AL 36561 Property Records

Baldwin County property record for 25189 Windward Pl, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,658 sqft · built 2003
Lot Size	0.13 acres (5,850 sqft)
Owner	2 Trust Names on File
Last Sale	$481,500 (Dec 2023)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Dec 2023 Transfer Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`65-03-08-0-000-002.084`

Property Details

APN / Parcel Number

Primary APN	`65-03-08-0-000-002.084`
Alternative APNs	`239796` `214721` `387880` `390968`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,658 sqft Heated Area
1st Floor Area	1,658 sqft
Flooring	Stone
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2021
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,850 sqft (0.13 acres)
Lot Dimensions	117 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	390968
Street Address	25189 WINDWARD PL
City	ORANGE BEACH
State	AL
Zip	36561-6244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WINDWARD LAKES SLIDE 1939-A
Legal Subdivision	WINDWARD LAKES
Legal Lot Number	24
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11418

Owner

25189 Windward Pl is owner-occupied and held in a trust since December 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Feb 22, 2022 · Amount on File
Deed Document Number	20232098950
Prior Transfer Date	Nov 16, 2023
Prior Transfer Doc	0002098950
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Dec 11, 2023
Property Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Document Number	0002098950
Map Reference	SL 1939-A
Instrument Date	Nov 16, 2023
Instrument	2098950
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4411 S FORK RD, HIGH RIDGE, MO 63049-3390

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 22, 2022
Property Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Document Number	0001979694
Map Reference	SL 1939-A
Instrument Date	Feb 18, 2022
Instrument	1979694
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4914 EAGLE CREST CT, SPRINGFIELD, IL 62711-6700

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4411 S FORK RD, HIGH RIDGE, MO 63049-3390

Mortgage

Document Number	0001979695
Date	Feb 22, 2022
Instrument	1979695

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 21, 2020
Property Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Document Number	0001878763
Instrument Date	Dec 11, 2020
Instrument	1878763
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$234.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 EAGLE CREST CT SPRINGFIELD IL 627116700, SPRINGFIELD, IL 62711-6700

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 8, 2020
Property Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Document Number	0001856066
Instrument Date	Sep 8, 2020
Instrument	1856066
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$348.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4914 EAGLE CREST CT SPRINGFIELD IL 627116700, SPRINGFIELD, IL 62711-6700

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	25189 WINDWARD PL, ORANGE BEACH, AL 36561-6244
Document Number	0001723633
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25189 WINDWARD PL ORANGE BEACH AL 365616244, ORANGE BEACH, AL 36561-6244

Mortgage

Document Number	0001723633
Date	Oct 8, 2018
Instrument	1723633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 25189 Windward Pl was $1,372 with exemptions applied, up 7.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00 (+7.19%) Homeowner's exemption Senior Citizen's exemption
2025	$1,280.00	$51,580 Land $17,060 Building $34,520	$553,600 Land $183,000 Building $370,600
2023	$1,193.00 (-53.42%)	$48,160 (-39.83%)	$481,400 (+20.29%) Land $137,700 Building $343,700
2022	$2,561.00 (+160.26%)	$80,040	$400,200 Land $108,000 Building $292,200
2021	$984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25189 Windward Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 647 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5,600 units insured incl. 4,953 condo units
Nearby Flood Claims	173 (1995–2024)
Claims Outside the SFHA	4 of 173
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 103 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Ivan, Sep 2004 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25189 Windward Pl is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 99.4% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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