2518 W Lincoln Rd, McHenry, IL 60051 Property Records

McHenry County property record for 2518 W Lincoln Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1963
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2019)
Deeds & Mortgages	Jul 2023 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-200-006`

Property Details

APN / Parcel Number

Primary APN	`09-25-200-006`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	1,128 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1963
Architectural Style	Other
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	21,344 sqft (0.489 acres)
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Deck Area	360 sqft

Location & Zoning

Street Address	2518 W LINCOLN RD
City	MCHENRY
State	IL
Zip	60051-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0017531 S 250FT ELY 100FT WLY 200FT S1/2 NE1/4 LYING N OF LINCOLN RD
Legal Range	08E
Legal Township	45N
Legal Section	25
Legal Block	200
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2076
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2518 W LINCOLN RD, MCHENRY, IL 60051-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMRES CORP
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage AMRES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	2019R0017531
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2518 W LINCOLN RD, MCHENRY, IL 60051-3641
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 W LINCOLN RD, MCHENRY, IL 60051-3641

Mortgage

Document Number	0000018269
Date	Jul 27, 2023
Instrument	2023R0018269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2518 W LINCOLN RD, MCHENRY, IL 60051-3641
Document Number	0000000817
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 W LINCOLN RD MCHENRY IL 600513641, MCHENRY, IL 60051-3641

Mortgage

Document Number	0000000817
Date	Jan 7, 2020
Instrument	817

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 17, 2019
Property Address	2518 W LINCOLN RD, MCHENRY, IL 60051-3641
Document Number	0000017531
Instrument Date	Apr 26, 2019
Instrument	17531
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 W LINCOLN RD MCHENRY IL 600513641, MCHENRY, IL 60051-3641

Mortgage

Document Number	17532
Date	Jun 17, 2019
Instrument	17532

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$67,766 Land $10,015 Building $57,751	$203,298 Land $30,045 Building $173,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-EASTWOOD MANOR private · serves 728 people · EPA ID IL1115250
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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