2518 Rocky Pointe Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2518 Rocky Pointe Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,582 sqft · built 2009
Lot Size0.17 acres (7,410 sqft)
OwnerIndividual Name on File
Last Sale$419,990 (Oct 2019)
Tax Bill$7,507 (2023)
Deeds & MortgagesSep 2018 Line of Credit
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-453681

Property Details

APN / Parcel Number

Primary APN02-453681
Alternative APN
  • 453681

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,582 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,410 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area658 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number453681
Street Address2518 ROCKY POINTE CT
CityFREDERICK
StateMD
Zip21702-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 11 7,410 SQ FT ROCKY POINTE
Legal SubdivisionROCKY POINTE
Legal Lot Number11 7
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group4
Census Block4016
Census Tract751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2518 ROCKY POINTE CT, FREDERICK, MD 21702-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 22, 2019Deed, Transfer · VA Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2019 · Amount on Record
Deed SaleOct 22, 2019 · Amount on Record
Prior SaleDec 16, 2009 · Amount on Record
Deed Document Number0013289462
Deed Book / Page13289 / 462
Record UpdatedJun 7, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2518 ROCKY POINTE CT, FREDERICK, MD 21702-2832
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126250510
DateSep 19, 2018
Book Page12625/0510
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 22, 2019
Property Address2518 ROCKY POINTE CT, FREDERICK, MD 21702-2832
Document Number0132890462
Book / Page13289 / 0462
Map ReferenceMB 80 PG 158
Instrument DateSep 24, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,049.98
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2518 ROCKY POINTE CT, FREDERICK, MD 21702-2832

Mortgage

Document Number132890469
DateOct 22, 2019
Instrument13289/0469
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,507.00$412,733$498,800 Land $102,400 Building $396,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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