2518 Park St, Commerce, TX 75428 Property Records

Hunt County property record for 2518 Park St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,788 sqft · built 1975
Lot Size	0.437 acres (19,040 sqft)
Owner	Individual Name on File
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification Aug 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2145-000A-0100-31`

Property Details

APN / Parcel Number

Primary APN	`2145-000A-0100-31`
Alternative APNs	`R39566` `39566`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,040 sqft (0.437 acres)
Lot Dimensions	136 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2518 PARK ST
City	COMMERCE
State	TX
Zip	75428-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2145 ASHWORTH ADDITION BLK A LOT 10 ACRES .4371
Legal Subdivision	ASHWORTH ADDITION
Legal Block	A
Legal Lot Number	10
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2036
Census Tract	960500

Owner

2518 Park St is owned by an individual who acquired it in November 2016.

Source: Hunt County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 231, COMMERCE, TX 75429-0231
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Loan Modification, Mortgage CYPRESS BK SSB
Aug 28, 2019	Loan Modification, Mortgage CYPRESS BK SSB
Jun 26, 2018	Loan Modification, Mortgage CYPRESS BK
Jun 15, 2017	Grant Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2016
Deed Sale	Nov 16, 2016
Deed Document Number	201615252
Record Updated	Sep 20, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	2518 PARK ST, COMMERCE, TX 75428-3517
Document Number	0000019650
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 PARK ST COMMERCE TX 754283517, COMMERCE, TX 75428-3517

Mortgage

Document Number	0000019650
Date	Nov 9, 2020
Instrument	19650

Lender

Name	CYPRESS BK SSB
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount on Record

Interest

Rate	3.87%

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	2518 PARK ST, COMMERCE, TX 75428-3517
Document Number	0000014502
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 MEADOWVIEW RD COMMERCE TX 754283712, COMMERCE, TX 75428-3712

Mortgage

Document Number	0000014502
Date	Sep 30, 2019
Instrument	14502

Lender

Name	CYPRESS BK SSB
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 29, 2020

Interest

Rate	4.87%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	2518 PARK ST, COMMERCE, TX 75428-3517
Document Number	0000010749
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1701 MEADOWVIEW RD COMMERCE TX 754283712, COMMERCE, TX 75428-3712

Mortgage

Document Number	0000010749
Date	Jul 16, 2018
Instrument	10749

Lender

Name	CYPRESS BK
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNT TX
Recording Date	Jun 15, 2017
Property Address	2518 PARK ST, COMMERCE, TX 75428-3517
Document Number	0000007837
Instrument Date	May 25, 2017
Instrument	7837
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17171 PARK ROW #100 HOUSTON TX 770844935, 100, HOUSTON, TX 77084-4935

Tax Assessment & Valuation

The 2025 property tax bill for 2518 Park St was $4,805, down 0.1% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,805.00 (-0.1%)	$184,220 Land $48,740 Building $135,480	$184,220 Land $48,740 Building $135,480
2024	$4,810.00
2023		$171,560 Land $43,030 Building $128,530	$171,560 Land $43,030 Building $128,530
2022	$4,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2518 Park St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2518 Park St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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