Charlottesville City property record for 2518 Naylor St, Charlottesville, VA 22903
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,560 sqft · built 1975 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,365 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21A122000 |
| Primary APN | 21A122000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Finished Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,320 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Depth | 162 ft Depth |
| Driveway | Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2518 NAYLOR ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-4309 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-A |
| Legal Description | LOT D |
| Legal Subdivision | DUPLEXES |
| Legal Lot Number | D |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 502 |
2518 Naylor St, a duplex, is owned by an individual who acquired it in July 2001.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 GROVE LN, SHIPMAN, VA 22971-2216 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2001 |
| Deed Sale | Jul 30, 2001 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2518 Naylor St was $5,365.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,365.00 | $533,200 (+2.85%) Land $165,700 Building $367,500 | $533,200 (+2.85%) Land $165,700 Building $367,500 |
| 2025 | $518,400 Land $156,500 Building $361,900 | $518,400 Land $156,500 Building $361,900 | |
| 2023 | $4,467.00 (+11.84%) | $443,700 Land $130,400 Building $313,300 | $443,700 Land $130,400 Building $313,300 |
| 2022 | $3,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2518 Naylor St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2518 Naylor St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Ting.
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