2518 N Black River Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 2518 N Black River Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,523 sqft · built 2020
Lot Size	2.2 acres (95,832 sqft)
Owner	Company Name on Record
Tax Bill	$12,123 (2025)
Deeds & Mortgages	Mar 2022 Transfer Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`151-021-100-022-00`

Property Details

APN / Parcel Number

Primary APN	`151-021-100-022-00`

Interior

Full Baths	1 Bath
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	95,832 sqft (2.2 acres)
Garage Area	2,596 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2518 N BLACK RIVER RD
City	CHEBOYGAN
State	MI
Zip	49721-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC 21, T36N,R1E; TH S 1D 8M 2S E 2669.23FT; TH S 88D 31M 30S E 1762.67FT; TH N 4D 52M 30S E 200FT TO POB;
Legal Range	01E
Legal Township	036
Legal Section	21
Legal Lot Number	10
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1043
Census Tract	960402

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1409 W MAIN ST, 118, GAYLORD, MI 49735-8946
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jun 22, 2018	Deed of Trust, Mortgage HORIZON NATIONAL BANK
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 20, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024
Deed Sale	Jul 24, 2024
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Book / Page	1534 / 701
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	001478/802
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 23, 2022
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Document Number	001478/802
Book / Page	1478 / 802
Instrument Date	Mar 17, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 MASON LAKE RD NE, GRAND RAPIDS, MI 49525-9702

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 MASON LAKE RD NE, GRAND RAPIDS, MI 49525-9702

Mortgage

Document Number	0000001445/0000000685
Date	Apr 7, 2021
Book Page	0000001445/0000000685

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001362/0000000338
Date	Jun 22, 2018
Book Page	0000001362/0000000338

Lender

Name	HORIZON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	43 Months
Due	Jan 1, 2022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 MASON LAKE RD NE, GRAND RAPIDS, MI 49525-9702

Mortgage

Document Number	0000001419/0000000494
Date	Aug 3, 2020
Book Page	0000001419/0000000494

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2041

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Apr 20, 2020
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Document Number	1410/375
Book / Page	1410 / 375
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 MASON LAKE RD NE, GRAND RAPIDS, MI 49525-9702

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 22, 2018
Property Address	2518 N BLACK RIVER RD, CHEBOYGAN, MI 49721-9132
Document Number	1362/334
Book / Page	1362 / 334
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 EAST PARIS AVE SE, KENTWOOD, MI 49512-5468

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,700 (+3.55%)	$629,400 (+3.55%)
2025	$12,123.00 (+247.16%)	$303,900 (+66.43%)	$607,800 (+66.43%)
2024	$3,492.00 (-40.65%)
2023		$182,600	$365,200
2022	$5,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	15 (2026)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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