2518 Monza Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2518 Monza Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1993
Lot Size	0.288 acres (12,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2025)
Tax Bill	$1,402 (2024)
Deeds & Mortgages	Jan 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813026600460`

Property Details

APN / Parcel Number

Primary APN	`C044813026600460`
Alternative APN	`C-04-34-28-130-2660-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	2,050 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,554 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	458 sqft
Driveway	Concrete Driveway
Driveway Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2518 MONZA DR
City	SEBRING
State	FL
Zip	33872-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 46 BLK 266
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	266
Legal Lot Number	46
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1004
Census Tract	960503

Owner

Source: Highlands County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2518 MONZA DR, SEBRING, FL 33872-2006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Deed Document Number	20252251761
Deed Book / Page	3107 / 1953
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2518 MONZA DR, SEBRING, FL 33872-2006
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 MONZA DR, SEBRING, FL 33872-2006

Mortgage

Document Number	0002013382
Date	Jan 4, 2021
Book Page	2794/281
Instrument	2013382

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	782 Months
Due	Mar 16, 2086

Interest

Rate Type	Adjustable Rate
Rate	2.86%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,389 (+107.2%) Land $29,627 Building $214,762	$244,389 (+2.29%) Land $29,627 Building $214,762
2024	$1,402.00 (+3.93%)
2023	$1,349.00 (-1.89%) Homeowner's exemption Widower's exemption	$117,951 (+3%)	$238,908 (+11.41%) Land $25,108 Building $213,800
2022	$1,375.00 Homeowner's exemption Disabled Person's exemption	$114,516	$214,434 Land $14,562 Building $199,872

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Nearby Properties on Monza Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures