2518 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 2518 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Condominium
Details	2 ba · 1,099 sqft · built 1984
Lot Size	0.12 acres (5,239 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Jan 1995)
Tax Bill	$897 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2026 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-06-532`

Property Details

APN / Parcel Number

Primary APN	`214-06-532`
Alternative APN	`214065323`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,099 sqft Living Area
1st Floor Area	1,099 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,239 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2518 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1085
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-L
Legal Description	PEPPER RIDGE TOWNHOMES UNIT 1 MCR 260-42
Legal Range	3E
Legal Township	4N
Legal Section	35
Legal Subdivision	PEPPER RIDGE TOWNHOMES UNIT 1
Legal Lot Number	78
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	619500

Owner

Source: Maricopa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 22, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 1995 · Amount on Record
Deed Sale	Jan 20, 1995 · Amount on Record
Deed Document Number	199536372
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 7, 2026
Property Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Document Number	0000404374
Instrument Date	Jun 29, 2026
Instrument	2026404374
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Investor	Possibly a Property Investor

Mortgage

Document Number	0000404374,
Date	Jul 7, 2026
Instrument	2026404374

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 22, 2026
Property Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Document Number	0000309653
Instrument Date	May 14, 2026
Instrument	2026309653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Investor	Possibly a Property Investor

Mortgage

Document Number	0000309653,
Date	May 22, 2026
Instrument	2026309653

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085

Mortgage

Document Number	0000916382
Date	Dec 29, 2022
Instrument	20220916382

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2518 E DESERT CACTUS ST, PHOENIX, AZ 85032-1085
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000676898
Date	Aug 30, 2019
Instrument	20190676898

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,310 (+153.84%)	$263,100 (+3.54%) Land $52,600 Building $210,500
2025	$897.00 (+5.04%)	$10,365 (-61.08%)	$254,100 (-4.58%) Land $50,800 Building $203,300
2024		$26,630	$266,300 Land $53,200 Building $213,100
2023	$854.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,050 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Desert Cactus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures