2518 Carroll St, Monroe, NC 28110 Property Records

Union County property record for 2518 Carroll St, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details2 bd · 2.5 ba · 1,032 sqft · built 1983
Lot Size0.543 acres (23,653 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Oct 2019)
Tax Bill$2,105 (2025)
Deeds & MortgagesDec 2017 Mortgage
Sep 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-301-132

Property Details

APN / Parcel Number

Primary APN09-301-132

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
Gross Area1,478 sqft
1st Floor Area950 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,653 sqft (0.543 acres)
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2518 CARROLL ST
CityMONROE
StateNC
Zip28110-8410
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description#141 BRIARWOOD AC
Legal SubdivisionBRIARWOOD ACRES
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1016
Census Tract20405

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2518 CARROLL ST, MONROE, NC 28110-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Sep 14, 2018Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Oct 11, 2019Warranty Deed, Transfer · Conventional with PMI
CHEMUNG CANAL TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on Record
Deed SaleOct 11, 2019 · Amount on Record
Prior SaleOct 27, 2009 · Amount on Record
Deed Document Number201931281
Deed Book / Page7487 / 709
Prior Transfer DateOct 2, 2014
Prior Transfer Doc0006320002
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2518 CARROLL ST, MONROE, NC 28110-8410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7079887
DateDec 29, 2017
Book Page7079/887
Instrument0037919
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2518 CARROLL ST, MONROE, NC 28110-8410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7235134
DateSep 14, 2018
Book Page7235/134
Instrument0026173
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 4, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateOct 11, 2019
Property Address2518 CARROLL ST, MONROE, NC 28110-8410
Document Number7487709
Book / Page007487 / 000709
Instrument DateOct 11, 2019
Instrument31281
Transaction TypeTransfer
Record UpdatedNov 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2518 CARROLL ST MONROE NC 281108410, MONROE, NC 28110-8410

Mortgage

Document Number7487712
DateOct 11, 2019
Book Page007487/000712
Instrument31282
Lender
NameCHEMUNG CANAL TR
AddressELMIRA, NY 14902
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,900 (-) Land $54,600 Building $186,300$240,900 (-) Land $54,600 Building $186,300
2025$2,105.00 (+25.97%)$240,900 (+57.14%) Land $54,600 Building $186,300$240,900 (+57.14%) Land $54,600 Building $186,300
2023$1,671.00$153,300 Land $32,800 Building $120,500$153,300 Land $32,800 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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