Brevard County property record for 2518 Bernice Ct, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,834 sqft · built 1978 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,000 (Jul 2021) |
| Tax Bill | $5,883 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 27-37-07-51-M-12 |
| Primary APN | 27-37-07-51-M-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,834 sqft Living Area |
| Gross Area | 3,965 sqft |
| 1st Floor Area | 2,834 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 110 ft deep x 141 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 536 sqft |
| Patio Area | 160 sqft |
| Utility Building | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2710782 |
|---|---|
| Street Address | 2518 BERNICE CT |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | HARBOR CITY COUNTRY CLUB ESTATES SEC 1 LOT 12 BLK M |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | HARBOR CITY COUNTRY CLUB ESTATES SEC 1 |
| Legal Block | M |
| Legal Lot Number | 12 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64123 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 1, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2014 · Amount on Record |
| Deed Document Number | 2021183707 |
| Deed Book / Page | 9190 / 2446 |
| Prior Transfer Date | Jan 15, 2013 |
| Prior Transfer Doc | 0067811817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Document Number | 0102312974 |
|---|---|
| Date | Dec 30, 2024 |
| Book Page | 10231/2974 |
| Instrument | 2024256775 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Document Number | 0097281751 |
|---|---|
| Date | Mar 1, 2023 |
| Book Page | 9728/1751 |
| Instrument | 2023040969 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 15, 2021 |
| Property Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Document Number | 0091902446 |
| Book / Page | 9190 / 2446 |
| Map Reference | MB 19 PG 31 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021183707 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,954.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 MINUTEMEN CAUSEWAY #204204, 204204, COCOA BEACH, 32293 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2518 BERNICE CT, MELBOURNE, FL 32935-3415 |
| Document Number | 0091902447 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 9190/2447 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,730 (+2.7%) | $486,410 (-2.46%) | |
| 2025 | $5,883.00 (+5.62%) Homeowner's exemption | $367,800 (+5.99%) | $498,660 (+3.72%) |
| 2024 | $5,570.00 (+2.13%) | ||
| 2023 | $5,454.00 (+5.88%) Homeowner's exemption | $347,030 (+3%) | $480,780 (+25.6%) Land $88,000 Building $392,780 |
| 2022 | $5,151.00 Homeowner's exemption | $336,930 | $382,790 Land $77,000 Building $305,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 9 (1995–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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