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2518 38th St, Lubbock, TX 79413 Property Records

Lubbock County property record for 2518 38th St, Lubbock, TX 79413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,592 sqft · built 1958
Lot Size0.182 acres (7,950 sqft)
Owner2 Individual Names on File
Tax Bill$1,540 (2025)
Deeds & MortgagesDec 2023 Mortgage
Mar 2014 Loan Modification
Flood ZoneZone X (minimal risk)
APNR68552

Property Details

APN / Parcel Number

Primary APNR68552

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,592 sqft Living Area

Exterior

Year BuiltBuilt 1958
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,950 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2518 38TH ST
CityLUBBOCK
StateTX
Zip79413-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionKINSER BLK 4 L 12
Legal SubdivisionKINSER
Legal Block4
Legal Lot Number12
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1016
Census Tract2002

Owner

Source: Lubbock County records · APN R68552

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2518 38TH ST, LUBBOCK, TX 79413-2802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Mar 12, 2014Loan Modification, Mortgage
CITIMORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2016
Deed SaleMar 28, 2016
Deed Document Number2016010449
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2518 38TH ST, LUBBOCK, TX 79413-2802
Transaction TypeMortgage
Record UpdatedOct 06, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2518 38TH ST, LUBBOCK, TX 79413-2802

Mortgage

Document Number0000047214
DateDec 12, 2023
Instrument2023047214
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueDec 01, 2063

March 2014: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address2518 38TH ST, LUBBOCK, TX 79413-2802
Document Number0000003201
Instrument DateMar 12, 2014
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2518 38TH ST LUBBOCK TX 794132802, LUBBOCK, TX 79413-2802

Mortgage

Document Number0000003201
DateJan 31, 2018
Instrument3201
Lender
NameCITIMORTGAGE
TypeMortgage Company
AddressO FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term300 Months
DueJan 30, 2043
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,540.00 (-7.28%) Homeowner's exemption$155,690 (+21%) Land $21,500 Building $134,639$156,139 (-4.86%) Land $21,500 Building $134,639
2024$1,661.00 (+13.22%)
2023$1,467.00 (-24.03%) Homeowner's exemption$128,669 Land $6,000 Building $158,122$164,122 Land $6,000 Building $158,122
2022$1,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Optimum Communications
Cable		940 / 35
JAB Wireless
Fixed Wireless		500 / 100
Telespan
Fixed Wireless		100 / 40
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 720 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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