2518 20th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 2518 20th St, Lubbock, TX 79410

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,611 sqft · built 1928
Lot Size0.143 acres (6,234 sqft)
OwnerCompany Name on File
Tax Bill$3,926 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNR38055

Property Details

APN / Parcel Number

Primary APNR38055

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,611 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,234 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2518 20TH ST
CityLUBBOCK
StateTX
Zip79410-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionELLWOOD TERRACE #2 L 1
Legal SubdivisionELLWOOD TERRACE #2
Legal Block5
Legal Lot Number10
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1000
Census Tract1501

Owner

2518 20th St is owned by a company that acquired it in July 2020.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 65631, LUBBOCK, TX 79464-5631
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2020
Deed SaleJul 23, 2020
Prior SaleMay 23, 2013
Deed Document Number2020-31037
Last Transfer DateJul 24, 2020
Transfer Doc0000031037
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateJul 24, 2020
Property Address2518 20TH ST, LUBBOCK, TX 79410-1507
Document Number0000031037
Instrument DateJul 23, 2020
Instrument31037
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4004 106TH ST LUBBOCK TX 794236754, LUBBOCK, TX 79423-6754

Mortgage

Document Number31038
DateJul 24, 2020
Instrument31038
Lender
NameAMERICAN BK/COMMERCE
TypeBank
AddressLUBBOCK, TX 79413
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 23, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2518 20th St was $3,926, down 2.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,926.00 (-2.56%)$221,912 Land $45,350 Building $176,562$221,912 Land $45,350 Building $176,562
2024$4,029.00 (-12.3%)
2023$4,594.00 (-6.42%)$247,191 Land $20,197 Building $226,994$247,191 Land $20,197 Building $226,994
2022$4,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2518 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2518 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

May also be available: Metronet, T-Mobile.

Nearby Properties on 20th St

Nearby Streets

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