Osceola County property record for 2516 W End Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,791 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $315,299 (2019) |
| Tax Bill | $4,465.00 (2025) |
| Primary APN | 272630010300010490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,791 sqft Heated Area |
| Gross Area | 3,432 sqft Gross Area |
| 1st Floor | 1,203 sqft 1st Floor |
| Upper Floors | 1,588 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Finished Garage |
| Garage Area | 501 sqft Garage |
| Porch | Open Porch |
| Porch Area | 140 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2516 W END DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8286 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DEER CREEK WEST PB 27 PGS 9-11 LOT 49 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | DEER CREEK WEST |
| Legal Tract | 103 |
| Legal Lot Number | 49 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 43207 |
Source: Osceola County records · APN 272630010300010490
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 27, 2019 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Deed Doc Number | 2019125129 |
| Deed Book / Page | 5596 / 1602 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2516W W END DR, SAINT CLOUD, FL 34772-8286 |
| Document Number | 0061990817 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 6199/817 |
| Instrument | 2022063823 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 397 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Document Number | 0059802552 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5980/2552 |
| Instrument | 2021092575 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Document Number | 0055961602 |
| Book / Page | 5596 / 1602 |
| Map Reference | MB 27 PG 9 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019125129 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | AMERICAN HOME T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,207.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 10255, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 2516 W END DR, SAINT CLOUD, FL 34772-8286 |
| Document Number | 0055961603 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 5596/1603 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,465.00 (+6.08%) Homeowner's exemption | $292,372 (+5.99%) | $379,200 (-4.56%) Land $72,000 Building $307,200 |
| 2023 | $4,209.00 (+3.49%) Homeowner's exemption | $275,858 (+3%) | $397,300 (+23.62%) Land $65,000 Building $332,300 |
| 2022 | $4,067.00 Homeowner's exemption | $267,824 | $321,400 Land $60,000 Building $261,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 293 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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