2516 W Caparina Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2516 W Caparina Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,038 sqft · built 2010
Lot Size0.33 acres (14,374 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (May 2022)
Tax Bill$9,553 (2025)
Deeds & MortgagesJun 2026 Line of Credit
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028685-3120

Property Details

APN / Parcel Number

Primary APN028685-3120

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,038 sqft Living Area
Gross Area3,658 sqft
1st Floor Area1,956 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,374 sqft (0.33 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area291 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2516 W CAPARINA DR
CitySAINT AUGUSTINE
StateFL
Zip32092-4778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54/56-69 MURABELLA UNIT 2 LOT 312 OR5558/825
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 2
Legal Block1
Legal Lot Number312
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1009
Census Tract20906

Owner

Source: St. Johns County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2516 W CAPARINA DR, SAINT AUGUSTINE, FL 32092-4778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
P N C BANK NA
May 13, 2022Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Sep 11, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleFeb 2, 2011 · Amount on Record
Deed Document Number202249127
Deed Book / Page5558 / 825
Prior Transfer DateFeb 3, 2014
Prior Transfer Doc0038440975
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateJun 23, 2026
Property Address2516 W CAPARINA DR, SAINT AUGUSTINE, FL 32092-4778
Document Number0000053491
Book / Page6388 / 138
Instrument DateJun 12, 2026
Instrument202653491
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 W CAPARINA DR, SAINT AUGUSTINE, FL 32092-4778

Mortgage

Document Number0000053491,
DateJun 23, 2026
Book Page6388/138
Instrument202653491
Lender
NameP N C BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 18, 2066
Interest
Rate6.36%
Max Rate-1%

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateMay 13, 2022
Property Address2516 W CAPARINA DR, SAINT AUGUSTINE, FL 32092-4778
Document Number0055580825
Book / Page5558 / 825
Map ReferenceMB 54 PG 56-69
Instrument DateMay 10, 2022
Instrument2022049127
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyCAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2516 W CAPARINA DR, ST AUGUSTINE, FL 32092-4778

Transferred To (Grantee/Buyer)

NameVerified Name
Address29712 BAKER LN, MURRIETA, CA 92563-4755

Mortgage

Document Number0005558829
DateMay 13, 2022
Instrument5558/829
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address2516 W CAPARINA DR, SAINT AUGUSTINE, FL 32092-4778
Document Number0051011527
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 W CAPARINA DR ST AUGUSTINE FL 320924778, ST AUGUSTINE, FL 32092-4778

Mortgage

Document Number0051011527
DateNov 18, 2020
Book Page005101/001527
Instrument104586
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2050
Interest
Rate3.62%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,094 (-3.32%) Land $120,000 Building $347,094$467,094 (-3.32%) Land $120,000 Building $347,094
2025$9,553.00 (+0.6%) Homeowner's exemption$483,114 (-0.68%)$483,114 (-0.68%) Land $120,000 Building $363,114
2024$9,496.00 (+1.53%)$486,430 (+0.58%)$486,430 (+0.58%) Land $105,000 Building $381,430
2023$9,353.00 (+71.33%)$483,626 (+117.39%)$483,626 (+9.75%) Land $89,600 Building $394,026
2022$5,459.00 Homeowner's exemption$222,471$440,659 Land $89,600 Building $351,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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