2516 Somerset Dr, Ames, IA 50010 Property Records

Story County property record for 2516 Somerset Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,354 sqft · built 1999
Lot Size	0.162 acres (7,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2026)
Tax Bill	$5,686 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-104-030`

Property Details

APN / Parcel Number

Primary APN	`05-34-104-030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,354 sqft Living Area
1st Floor Area	1,177 sqft
Basement Area	1,177 sqft
Finished Basement	940 sqft
Unfinished Basement	237 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,050 sqft (0.162 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2516 SOMERSET DR
City	AMES
State	IA
Zip	50010-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-VR
Legal Description	SOMERSET SD 2ND ADD LOT:49 AMES
Legal Range	24W
Legal Township	84N
Legal Section	34
Legal Subdivision	SOMERSET SD 2ND ADD
Legal Lot Number	49
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	105

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2516 SOMERSET DR, AMES, IA 50010-7122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jan 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMES IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Deed Document Number	202687
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2516 SOMERSET DR, AMES, IA 50010-7122
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 SOMERSET DR, AMES, IA 50010-7122

Mortgage

Document Number	0202504667
Date	Jun 18, 2025
Instrument	2025-04667

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 5, 2026
Property Address	2516 SOMERSET DR, AMES, IA 50010-7122
Document Number	0202600087
Instrument Date	Dec 15, 2025
Instrument	2026-00087
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2516 SOMERSET DR, AMES, IA 50010-7122

Mortgage

Document Number	0202600089
Date	Jan 5, 2026
Instrument	2026-00089

Lender

Name	FIRST NATIONAL BANK AMES IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,686.00 (-4.69%) Homeowner's exemption	$424,400 (+0.69%) Land $72,300 Building $352,100	$424,400 (+0.69%) Land $72,300 Building $352,100
2024	$5,966.00 (+12.1%)
2023		$421,500 Land $81,300 Building $340,200	$421,500 Land $81,300 Building $340,200
2022	$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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