2516 Ocean Dr, #B18-E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2516 Ocean Dr, #B18-E, Emerald Isle, NC 28594

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 2,160 sqft · built 1993
Lot Size	0.017 acres (749 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2020)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`6314.14.43.2396000`

Property Details

APN / Parcel Number

Primary APN	`6314.14.43.2396000`
Alternative APNs	`479446` `44725`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,160 sqft Heated Area
Basement Area	816 sqft
Finished Basement	612 sqft
Unfinished Basement	204 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	749 sqft (0.017 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	44725
Street Address	2516 OCEAN DR, B18-E
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UE OCEAN IDLERS CONDO
Legal Subdivision	OCEAN REEF
Legal Block	43
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1085
Census Tract	970903

Owner

2516 Ocean Dr, #B18-E is owned by two individuals who bought it in July 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 CURLEY MAPLE CT, APEX, NC 27502-9539
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	20201677201
Deed Book / Page	1677 / 201
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 1, 2020
Property Address	2516 OCEAN DR # B18E, B18E, EMERALD ISLE, NC 28594
Document Number	0016770201
Book / Page	1677 / 201
Instrument Date	Jun 25, 2020
Instrument	1677201
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 MAIN ST, 375, SWANQUARTER, NC 27885-9360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CURLEY MAPLE CT, APEX, NC 27502-9539

Mortgage

Document Number	1677202
Date	Jul 1, 2020
Instrument	1677-202

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2516 Ocean Dr, #B18-E was $2,845.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,039 (-) Building $731,039	$731,039 (-) Building $731,039
2025	$2,845.00	$731,039 Building $731,039	$731,039 Building $731,039
2023		$502,090 Building $502,090	$502,090 Building $502,090
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2516 Ocean Dr, #B18-E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2516 Ocean Dr, #B18-E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30