2516 Lowman Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2516 Lowman Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1986
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Tax Bill	$4,040 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-304-043`

Property Details

APN / Parcel Number

Primary APN	`14-36-304-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,814 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,140 sqft
Basement Area	716 sqft
Finished Basement	540 sqft
Unfinished Basement	176 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	129 ft deep x 49 ft wide
View / Lot	Lake Front
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2516 LOWMAN DR
City	BLOOMINGTON
State	IL
Zip	61704-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF LTOS 1-45 RESUB OF HILLCREST SUB LOT 38
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	HILLCREST SUB
Legal Lot Number	38
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2007
Census Tract	1105

Owner

2516 Lowman Dr, a single family home, is owned by an individual.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	304 GRANADA RD, BLOOMINGTON, IL 61701-5737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2516 LOWMAN DR, BLOOMINGTON, IL 61704-2557
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004286
Date	Mar 7, 2022
Instrument	2022-00004286

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	11.6%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2516 LOWMAN DR, BLOOMINGTON, IL 61704-2557
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002816
Date	Feb 5, 2021
Instrument	2021-00002816

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,683 Land $9,398 Building $48,285	$173,049 Land $28,194 Building $144,855
2024	$4,040.00 (-1.34%)
2023	$4,095.00	$49,006 Land $7,985 Building $41,021	$147,018 Land $23,955 Building $123,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2516 Lowman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2516 Lowman Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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