2516 E Caray Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 2516 E Caray Ct, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,258 sqft · built 2002
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$461,000 (Jun 2019)
Tax Bill$6,169 (2025)
Deeds & MortgagesSep 2019 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015-04425-65

Property Details

APN / Parcel Number

Primary APN015-04425-65
Alternative APN
  • 53-08-15-108-003.000-009

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,258 sqft Living Area
1st Floor Area2,258 sqft
Basement Area2,244 sqft
Finished Basement2,000 sqft
Unfinished Basement244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces
Pool Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-04425-65
Street Address2516 E CARAY CT
CityBLOOMINGTON
StateIN
Zip47401-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANADA PARK PH 2 LOT 65
Legal SubdivisionCANADA PARK
Legal Lot Number65
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2012
Census Tract1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2516 E CARAY CT, BLOOMINGTON, IN 47401-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
INDIANA UNIVERSITY CU
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jun 21, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Deed Document Number20198606
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2516 E CARAY CT, BLOOMINGTON, IN 47401-8571
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019013986
DateSep 25, 2019
Instrument2019013986
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
AddressBLOOMINGTON, IN 47402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address2516 E CARAY CT, BLOOMINGTON, IN 47401-8571
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021004734
DateMar 11, 2021
Instrument2021004734
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateJun 21, 2019
Property Address2516 E CARAY CT, BLOOMINGTON, IN 47401-8571
Document Number2019008606
Map ReferenceCAB C ENV 281
Instrument DateJun 14, 2019
Instrument2019008606
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyREGIONAL TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 E CARAY CT, BLOOMINGTON, IN 47401-8571

Mortgage

Document Number2019008607
DateJun 21, 2019
Instrument2019008607
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,169.00 (-7.61%)$579,700 (+4.66%) Land $132,800 Building $446,900$579,700 (+4.66%) Land $132,800 Building $446,900
2024$6,677.00 (+15.6%)
2023$553,900 (+8.16%) Land $126,500 Building $427,400$553,900 (+8.16%) Land $126,500 Building $427,400
2022$5,776.00 Homeowner's exemption$512,100 Land $110,000 Building $402,100$512,100 Land $110,000 Building $402,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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