2516 Cumberland Ave, Reading, PA 19606 Property Records

Berks County property record for 2516 Cumberland Ave, Reading, PA 19606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,394 sqft · built 1925
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$241,000 (Jan 2024)
Tax Bill$2,501 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5316-08-98-2098

Property Details

APN / Parcel Number

Primary APN5316-08-98-2098
Alternative APNs
  • 64-5316-08-98-2098
  • 64030100
  • 030100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,394 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area3,920 sqft (0.09 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area180 sqft
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number64030100
Street Address2516 CUMBERLAND AVE
CityREADING
StatePA
Zip19606-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block98
Legal Lot Number56
JurisdictionBERKS PA
Township / Civil DivisionMOUNT PENN
Census Block Group1
Census Block1020
Census Tract12200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2516 CUMBERLAND AVE, READING, PA 19606-2110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 9, 2021Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK
Jul 14, 2017Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleMar 9, 2021 · Amount on Record
Deed Document Number2024392
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJan 5, 2024
Property Address2516 CUMBERLAND AVE, READING, PA 19606-2110
Document Number0000000392
Instrument DateDec 27, 2023
Instrument2024000392
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2516 CUMBERLAND AVE, READING, PA 19606-2110

Mortgage

Document Number0000000393
DateJan 5, 2024
Instrument2024000393
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateMar 9, 2021
Property Address2516 CUMBERLAND AVE, READING, PA 19606-2110
Document Number0000010102
Instrument DateFeb 10, 2021
Instrument2021010102
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyHOMESALE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2516 CUMBERLAND AVE, READING, PA 19606-2110

Mortgage

Document Number0000010103
DateMar 9, 2021
Instrument2021010103
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 14, 2017
Property Address2516 CUMBERLAND AVE, READING, PA 19606-2110
Document Number0000025422
Instrument DateJun 30, 2017
Instrument2017025422
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 CUMBERLAND AVE, READING, PA 19606-2110

Mortgage

Document Number0000025423
DateJul 14, 2017
Instrument2017025423
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
AddressWHITEHALL, PA 18052
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityMount Penn Borough
Unified School DistrictAntietam School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,501.00 (+12.71%) Homeowner's exemption$76,300 (-) Land $24,500 Building $51,800$24,500 (-67.89%) Land $24,500
2024$2,219.00 (-56.63%)$76,300 (-) Land $24,500 Building $51,800
2023$5,117.00$76,300 Land $24,500 Building $51,800
1994$76,300 Land $24,500 Building $51,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PENN BORO MUNI AUTH
serves 10,400 people · EPA ID PA3060082
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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