2516 Central Dr, Gary, IN 46407 Property Records

Lake County property record for 2516 Central Dr, Gary, IN 46407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,768 sqft · built 1955
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$104,128 (Oct 2022)
Tax Bill	$1,225 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0549-0066`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0549-0066`
Alternative APNs	`45-08-14-202-024.000-004` `254605490066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	884 sqft
Shed	1 Shed
Shed Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2516 CENTRAL DR
City	GARY
State	IN
Zip	46407-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARSHALLTOWN TERRACE LOT 66, BLOCK 1
Legal Subdivision	MARSHALLTOWN
Legal Block	1
Legal Lot Number	66
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2020
Census Tract	11400

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2516 CENTRAL DR, GARY, IN 46407-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 8, 2017	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	2022542916
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0000056635
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 21, 2022
Property Address	2516 CENTRAL DR, GARY, IN 46407-1750
Document Number	0000042916
Map Reference	MB 30 PG 12
Instrument Date	Jun 24, 2022
Instrument	2022-542916
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 CENTRAL DR, GARY, IN 46407-1750

Mortgage

Document Number	0000042917
Date	Oct 21, 2022
Instrument	2022-542917

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LAKE IN
Recording Date	Dec 8, 2017
Property Address	2516 CENTRAL DR, GARY, IN 46407-1750
Document Number	0000083171
Instrument Date	Sep 22, 2017
Instrument	83171
Transaction Type	Foreclosure
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 FOX TAIL AVE PORTAGE IN 463682663, PORTAGE, IN 46368-2663

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,000 (+13.64%) Land $8,700 Building $101,300	$110,000 (+13.64%) Land $8,700 Building $101,300
2024	$1,225.00 (+434.93%)
2023		$96,800 (+336.04%) Land $8,700 Building $88,100	$96,800 (+336.04%) Land $8,700 Building $88,100
2022	$229.00	$22,200 Land $5,800 Building $16,400	$22,200 Land $5,800 Building $16,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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