2516 Bennington Ln, McHenry, IL 60050 Property Records

McHenry County property record for 2516 Bennington Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,190 sqft · built 1990
Lot Size	1.01 acres (43,996 sqft)
Owner	Trust Name on File
Last Sale	$520,000 (Oct 2025)
Tax Bill	$10,077 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-302-002`

Property Details

APN / Parcel Number

Primary APN	`09-21-302-002`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,996 sqft (1.01 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	222 sqft
Deck Area	183 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2516 BENNINGTON LN
City	MCHENRY
State	IL
Zip	60050-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0004156 LT 3 MARTIN WOODS UNIT 1 MEMO: AMANDES, JOHN P/BARBARA A JNT TR
Legal Range	08E
Legal Township	45N
Legal Section	21
Legal Subdivision	MARTIN WOODS 01
Legal Block	302
Legal Lot Number	3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2057
Census Tract	870501

Owner

2516 Bennington Ln is owner-occupied and held in a trust since October 2025.

Source: McHenry County records, as of October 21, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Feb 23, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Feb 23, 2024
Deed Document Number	2025R0027558
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009

Mortgage

Document Number	0000009554
Date	Mar 14, 2022
Instrument	2022R0009554

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2052

Interest

Rate	3.84%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 6, 2025
Property Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009
Document Number	0000027558
Map Reference	DOC 766549
Instrument Date	Sep 17, 2025
Instrument	2025R0027558
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009

Mortgage

Document Number	0000027559
Date	Oct 6, 2025
Instrument	2025R0027559

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Feb 23, 2024
Property Address	2516 BENNINGTON LN, MCHENRY, IL 60050-9009
Document Number	0000004156
Map Reference	DOC 766549
Instrument Date	Feb 22, 2024
Instrument	2024R0004156
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 A LANE, MCHENRY, IL 60050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,077.00 Homeowner's exemption	$135,134 Land $12,759 Building $122,375	$405,402 Land $38,277 Building $367,125
2022	Homeowner's exemption	$112,317 Land $26,734 Building $85,583	$336,951 Land $80,202 Building $256,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2516 Bennington Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2516 Bennington Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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