2516 Ardmore Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 2516 Ardmore Ave, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,415 sqft · built 1950
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Apr 2010)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`528-0003-0190-00`

Property Details

APN / Parcel Number

Primary APN	`528-0003-0190-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,015 sqft
Basement Area	1,015 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2516 ARDMORE AVE
City	CINCINNATI
State	OH
Zip	45237-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2516 ARDMORE AVE 40 X 120LOT 577 PT 578 GOLF MANOR2ND ADDN PARS 190-191 CON
Legal Subdivision	GOLF MANOR2ND ADD
Legal Lot Number	577
Jurisdiction	HAMILTON OH
Township / Civil Division	GOLF MANOR
Census Block Group	1
Census Block	1000
Census Tract	23400

Owner

Source: Hamilton County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2516 ARDMORE AVE, CINCINNATI, OH 45237-4414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION SAVINGS BANK
Mar 16, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Mar 7, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2010 · Amount on Record
Deed Sale	Apr 20, 2010 · Amount on Record
Prior Sale	Nov 20, 2009 · Amount on Record
Deed Document Number	201043057
Deed Book / Page	11410 / 274
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2516 ARDMORE AVE, CINCINNATI, OH 45237-4414
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092739
Date	Sep 30, 2022
Book Page	14763/910
Instrument	2022-0092739

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Apr 1, 2027

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2516 ARDMORE AVE, CINCINNATI, OH 45237-4414
Document Number	0000027984
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 ARDMORE AVE CINCINNATI OH 452374414, CINCINNATI, OH 45237-4414

Mortgage

Document Number	0000027984
Date	Mar 23, 2020
Book Page	014130/001929
Instrument	27984

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Interest

Rate	4%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2516 ARDMORE AVE, CINCINNATI, OH 45237-4414
Document Number	0000029244
Book / Page	013387 / 002095
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2516 ARDMORE AVE CINCINNATI OH 452374414, CINCINNATI, OH 45237-4414

Mortgage

Document Number	0000029244
Date	Apr 3, 2017
Book Page	013387/002095
Instrument	29244

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Golf Manor Village
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (-0.12%)	$35,928 (-) Land $8,820 Building $27,108	$102,650 (-) Land $25,200 Building $77,450
2024	$2,501.00 (-2.04%)	$35,928 (-) Land $8,820 Building $27,108
2023	$2,553.00 (-8.3%)	$35,928 (+17.24%) Land $8,820 Building $27,108	$102,650 (+17.23%) Land $25,200 Building $77,450
2022	$2,784.00 Homeowner's exemption	$30,646 Land $7,119 Building $23,527
2020			$87,560 Land $20,340 Building $67,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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