25159 Oakana Rd, Ramona, CA 92065 Property Records

San Diego County property record for 25159 Oakana Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,025 sqft · built 1996
Lot Size	8.71 acres (379,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (May 2012)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`286-031-24-00`

Property Details

APN / Parcel Number

Primary APN	`286-031-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,025 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	379,843 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25159 OAKANA RD
City	RAMONA
State	CA
Zip	92065-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A72
Legal Description	PAR 1 TR PM07823
Legal Subdivision	PARCEL MAP NO 823
Legal Tract	7823
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2012
Census Tract	20807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25159 OAKANA RD, RAMONA, CA 92065-6341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2012 · Amount on Record
Deed Sale	May 24, 2012 · Amount on Record
Prior Sale	Jul 20, 2011 · Amount on Record
Deed Document Number	2012306022
Prior Transfer Date	Oct 17, 2006
Prior Transfer Doc	0000790769
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25159 OAKANA RD, RAMONA, CA 92065-6341
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25159 OAKANA RD, RAMONA, CA 92065-6341

Mortgage

Document Number	0000635242
Date	Sep 8, 2021
Instrument	2021-0635242

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25159 OAKANA RD, RAMONA, CA 92065-6341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25159 OAKANA RD, RAMONA, CA 92065-6341

Mortgage

Document Number	0000604806
Date	Oct 7, 2020
Instrument	2020-0604806

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Oct 1, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25159 OAKANA RD, RAMONA, CA 92065-6341
Document Number	0000449164
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25159 OAKANA RD RAMONA CA 920656341, RAMONA, CA 92065-6341

Mortgage

Document Number	0000449164
Date	Aug 12, 2020
Instrument	449164

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 11, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,690 (+2%) Land $161,014 Building $394,676
2025	$3,895.00 (+1.91%)	$544,795 (+4.04%) Land $157,857 Building $386,938
2023	$3,822.00 (-28.67%)	$523,641 Land $151,728 Building $371,913
2022	$5,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.2% of the US · above 94% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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