2515 Rust Ave, Memphis, TN 38127 Property Records

Shelby County property record for 2515 Rust Ave, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1920
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$435 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-135-0-0133`

Property Details

APN / Parcel Number

Primary APN	`D0-135-0-0133`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	68,389 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2515 RUST AVE
City	MEMPHIS
State	TN
Zip	38127-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	N-RUST RD S-WILLIAMS&MCLEMORE E-SMITH W-WILLIAMS MCLEMORE-JONES
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2021
Census Tract	20221

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2515 RUST AVE, MEMPHIS, TN 38127-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage SHELBY COUNTY DEPT OF HOUSING
May 21, 2019	Quit Claim Deed, Mortgage · Line of Credit PATRIOT BK
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 16, 2019
Transfer Doc	0000049815
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2515 RUST AVE, MEMPHIS, TN 38127-1901
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024026616
Date	Apr 2, 2024
Instrument	24026616

Lender

Name	SHELBY COUNTY DEPT OF HOUSING
Type	Government Agency
Address	MEMPHIS, TN 38134

Agreement

Amount	Amount Recorded

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 21, 2019
Property Address	2515 RUST AVE, MEMPHIS, TN 38127-1901
Document Number	0000049815
Instrument Date	May 16, 2019
Instrument	49815
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2515 RUST AVE MEMPHIS TN 381271901, MEMPHIS, TN 38127-1901

Mortgage

Document Number	49826
Date	May 21, 2019
Instrument	49826

Lender

Name	PATRIOT BK
Type	Bank
Address	NORTH MILLINGTON, TN 38053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	May 20, 2036

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2515 RUST AVE, MEMPHIS, TN 38127-1901
Document Number	0000015237
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 RUST AVE MEMPHIS TN 381271901, MEMPHIS, TN 38127-1901

Mortgage

Document Number	0000015237
Date	Feb 15, 2019
Instrument	15237

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1075 MULLINS STATION RD, MEMPHIS, TN 38134-7730

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (-19.89%)	$18,700 (+16.69%) Land $5,925 Building $12,775	$74,800 (+16.69%) Land $23,700 Building $51,100
2023		$16,025 Land $5,200 Building $10,825
2022	$543.00
2021			$64,100 Land $20,800 Building $43,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1987–2015)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
E. Ritter Communications Holdings Cable	2,000 / 75

May also be available: T-Mobile USA, Verizon.

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