2515 Red Rock Rd, Normal, IL 61761 Property Records

McLean County property record for 2515 Red Rock Rd, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,732 sqft · built 2012
Lot Size	0.127 acres (5,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Sep 2020)
Tax Bill	$11,924 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-151-001`

Property Details

APN / Parcel Number

Primary APN	`14-24-151-001`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,519 sqft (0.127 acres)
Lot Dimensions	126 ft deep x 43.8 ft wide
Garage Area	818 sqft
Porch	Open Frame Porch
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2515 RED ROCK RD
City	NORMAL
State	IL
Zip	61761-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	BLACKSTONE TRAILS SUB LOT 31
Legal Subdivision	BLACKSTONE TRAILS SUB
Legal Lot Number	31
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS STATE CU
Aug 31, 2018	Deed of Trust, Mortgage · ARM ILLINOIS STATE CU
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEARTLAND BANK & TRUST CO
Mar 28, 2016	Deed of Trust, Mortgage ILLINOIS STATE BANK
Mar 27, 2012	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
May 22, 2014	Deed of Trust, Mortgage ISU CU
Jul 8, 2015	Deed of Trust, Mortgage · ARM ILLINOIS STATE BANK
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO
Jul 25, 2013	Warranty Deed, Transfer · Conventional Mortgage ISU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	202018132
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700004939
Date	Mar 22, 2017
Instrument	2017-00004939

Lender

Name	ILLINOIS STATE CU
Type	Non-Lending Institution
Address	NORMAL, IL 61761

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800014516
Date	Aug 31, 2018
Instrument	2018-00014516

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000756
Date	Jan 13, 2022
Instrument	2022-00000756

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.05%
Index	1-Year CMT
Max Rate	11%

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600004893
Date	Mar 28, 2016
Instrument	2016-00004893

Lender

Name	ILLINOIS STATE BANK
Type	Bank
Address	NORMAL, IL 61761

Agreement

Amount	Amount Recorded
Term	242 Months
Due	May 1, 2036

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200007730
Date	Mar 27, 2012
Instrument	2012-00007730

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400007962
Date	May 22, 2014
Instrument	2014-00007962

Lender

Name	ISU CU
Address	NORMAL, IL 61761

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2034

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500011841
Date	Jul 8, 2015
Instrument	2015-00011841

Lender

Name	ILLINOIS STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 10, 2020
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Document Number	202000018132
Map Reference	DOC 2010-24299
Instrument Date	Aug 20, 2020
Instrument	2020-00018132
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2515 RED ROCK RD, NORMAL, IL 61761-6440

Mortgage

Document Number	202000018133
Date	Sep 10, 2020
Instrument	2020-00018133

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 25, 2013
Property Address	2515 RED ROCK RD, NORMAL, IL 61761-6440
Document Number	201300019182
Map Reference	MB2010-24299
Instrument Date	Jul 19, 2013
Instrument	2013-00019182
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2515 RED ROCK RD, NORMAL, IL 61761-6440

Mortgage

Document Number	201300019183
Date	Jul 25, 2013
Instrument	2013-00019183

Lender

Name	ISU CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2028

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	201300019184
Date	Jul 25, 2013
Instrument	2013-00019184

Lender

Name	ISU CU
Address	NORMAL, IL 61761

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,333 (-2.59%) Land $29,367 Building $103,966	$399,999 (-2.59%) Land $88,101 Building $311,898
2024	$11,924.00 (+6.45%)
2023	$11,201.00	$136,873 Land $24,094 Building $112,779	$410,619 Land $72,282 Building $338,337

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier.

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