Hamilton County property record for 2515 Niagara St, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1957 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $83,000 (Mar 2007) |
| Tax Bill | $2,343 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0051-0349-00 |
| Primary APN | 510-0051-0349-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Lot Dimensions | 121 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2515 NIAGARA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIAGARA ST 63.98 X 121.12IRR LOT 227 NORTHBROOK BLK C |
| Legal Subdivision | NORTHBROOK |
| Legal Block | C |
| Legal Lot Number | 227 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21603 |
2515 Niagara St is owned and occupied by two individuals who bought it in March 2007.
Source: Hamilton County records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2515 NIAGARA ST, CINCINNATI, OH 45231-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit CINFED FEDERAL CREDIT UNION |
| Jan 6, 2022 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2007 · Amount on File |
| Deed Sale | Mar 21, 2007 · Amount on File |
| Deed Document Number | 200740145 |
| Deed Book / Page | 10502 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 2515 NIAGARA ST, CINCINNATI, OH 45231-2214 |
| Document Number | 0000026358 |
| Book / Page | 15640 / 1515 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202626358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2515 NIAGARA ST, CINCINNATI, OH 45231-2214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026358, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 15640/1515 |
| Instrument | 202626358 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2515 NIAGARA ST, CINCINNATI, OH 45231-2214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|---|
| Address | 2515 NIAGARA ST, CINCINNATI, OH 45231-2214 |
| Document Number | 0000002074 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 14578/1799 |
| Instrument | 2022-0002074 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 2515 Niagara St was $2,343, up 6.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,343.00 (+6.26%) | $43,586 (-) Land $7,770 Building $35,816 | $124,530 Land $22,200 Building $102,330 |
| 2024 | $2,205.00 (-0.85%) | $43,586 (-) Land $7,770 Building $35,816 | |
| 2023 | $2,224.00 (+18.55%) | $43,586 (+63.45%) Land $7,770 Building $35,816 | $124,530 Land $22,200 Building $102,330 |
| 2022 | $1,876.00 Homeowner's exemption | $26,667 Land $7,063 Building $19,604 | |
| 2020 | $76,190 Land $20,180 Building $56,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2515 Niagara St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2515 Niagara St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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