Hardin County property record for 2515 Hilltop Cir, Radcliff, KY 40160
| Property Type | Commercial |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-01-022 |
| Primary APN | 180-20-01-022 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 2515 HILLTOP CIR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9484 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | HILLTOP CT LT 03 |
| Legal Subdivision | HILLTOP CT |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 600 |
2515 Hilltop Cir, a commercial property, is owned by a company that acquired it in July 2020.
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 502 INDEPENDENCE CT, RADCLIFF, KY 40160-9682 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage LINCOLN NATIONAL BANK |
| Jul 21, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 |
| Deed Sale | Jul 21, 2020 |
| Prior Sale | Jun 30, 2015 · Amount on File |
| Deed Document Number | 0014931368 |
| Deed Book / Page | 1493 / 1368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2515 HILLTOP CIR, RADCLIFF, KY 40160-9484 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 502 INDEPENDENCE CT, RADCLIFF, KY 40160-9682 |
| Document Number | 2398/724 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 2398/724 |
| Name | THE CECILIAN BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 3, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 2515 HILLTOP CIR, RADCLIFF, KY 40160-9484 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2324/97 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2324/97 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 21, 2020 |
| Property Address | 2515 HILLTOP CIR, RADCLIFF, KY 40160-9484 |
| Document Number | 1493/1368 |
| Book / Page | 1493 / 1368 |
| Map Reference | CAB 1 SH 439 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502 INDEPENDENCE CT, 502, RADCLIFF, KY 40160-9682 |
| Name | Verified Name |
|---|---|
| Address | 502 INDEPENDENCE CT, RADCLIFF, KY 40160-9682 |
The 2025 property tax bill for 2515 Hilltop Cir was $1,515.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 | $138,000 Land $18,000 Building $120,000 | $138,000 Land $18,000 Building $120,000 |
| 2023 | $115,000 (-) Land $18,000 Building $97,000 | $115,000 (-) Land $18,000 Building $97,000 | |
| 2022 | $115,000 Land $18,000 Building $97,000 | $115,000 Land $18,000 Building $97,000 | |
| 2021 | $1,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2515 Hilltop Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2515 Hilltop Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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