2515 Esperanza Ave, Palermo, CA 95968 Property Records

Butte County property record for 2515 Esperanza Ave, Palermo, CA 95968

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,198 sqft · built 1973
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$177,000 (Nov 2020)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Jan 2021 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-160-037-000`

Property Details

APN / Parcel Number

Primary APN	`026-160-037-000`
Alternative APN	`026-160-037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,198 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Old Parcel Number	026-160-037
Street Address	2515 ESPERANZA AVE
City	PALERMO
State	CA
Zip	95968-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	2515 ESPERANZA AVE
Legal Subdivision	PALERMO CITRUS TR SUB #1
Legal Block	45
Legal Lot Number	12
Jurisdiction	BUTTE CA
Township / Civil Division	PALERMO
Census Block Group	3
Census Block	3029
Census Tract	3200

Owner

2515 Esperanza Ave is owned by a company that acquired it in January 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	2515 ESPERANZA AVE, PALERMO, CA 95968-9762
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 9, 2020	Grant Deed, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	202046708
Last Transfer Date	Jan 5, 2021
Transfer Doc	0000000562
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 11, 2021
Property Address	2515 ESPERANZA AVE, PALERMO, CA 95968-9762
Document Number	0000000562
Instrument Date	Jan 5, 2021
Instrument	562
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2515 ESPERANZA AVE PARADISE CA 95969, PARADISE, CA 95969

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 9, 2020
Property Address	2515 ESPERANZA AVE, PALERMO, CA 95968-9762
Document Number	0000046708
Instrument Date	Oct 28, 2020
Instrument	2020-0046708
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 ESPERANZA AVE, PALERMO, CA 95968-9762

Mortgage

Document Number	0000046709
Date	Nov 9, 2020
Instrument	2020-0046709

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2515 Esperanza Ave was $2,070.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Secondary School District	Oroville Union High School District (09 - 12)
Elementary School District	Palermo Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,419 (+2%) Land $99,366 Building $96,053
2025	$2,070.00	$191,588 Land $97,418 Building $94,170
2024			$212,220
2023	$2,013.00 (+3.34%)	$184,150 Land $93,636 Building $90,514
2022	$1,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2515 Esperanza Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	14 (1995–2019)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2515 Esperanza Ave is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FEATHER W&P - MINERS RANCH serves 22,638 people · EPA ID CA0410006
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath.

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