2515 3rd Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2515 3rd Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1968
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2023)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-01-5-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-01-5-9`
Alternative APNs	`28-37-23-01-00005.0-0009.00` `2832376`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,019 sqft
1st Floor Area	980 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Porch	Finished/Open Porch
Porch Area	39 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2832376
Street Address	2515 3RD AVE NE
City	PALM BAY
State	FL
Zip	32905-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	DAVID SUBD LOTS 9,10 BLK 5
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Subdivision	DAVID SUBD
Legal Block	5
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3016
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2515 3RD AVE NE, PALM BAY, FL 32905-3506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Feb 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MCCORMICK ADR INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	2023173147
Deed Book / Page	9862 / 2937
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 15, 2023
Property Address	2515 3RD AVE NE, PALM BAY, FL 32905-3506
Document Number	0098622937
Book / Page	9862 / 2937
Map Reference	MB 10 PG 27
Instrument Date	Aug 10, 2023
Instrument	2023173147
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4696 SUGAR BEACH WAY, WELLINGTON, FL 33449-8387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 3RD AVE NE, PALM BAY, FL 32905-3506

Mortgage

Document Number	0098622939
Date	Aug 15, 2023
Instrument	9862/2939

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0098622956
Date	Aug 15, 2023
Book Page	9862/2956
Instrument	2023173149

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 3, 2023
Property Address	2515 3RD AVE NE, PALM BAY, FL 32905-3506
Document Number	0097101811
Book / Page	9710 / 1811
Map Reference	MB 10 PG 27
Instrument Date	Jan 30, 2023
Instrument	2023022454
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	NOT AVAILABLE, NEIGHBORS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3220 ALICE ST, MELBOURNE, FL 32904-6706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4696 SUGAR BEACH WAY, WELLINGTON, FL 33449-8387

Mortgage

Document Number	0097101813
Date	Feb 3, 2023
Instrument	9710/1813

Lender

Name	MCCORMICK ADR INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,750 (-7.67%)	$144,750 (-7.67%)
2025	$2,151.00 (+32.29%) Homeowner's exemption	$156,780 (+24.28%) Land $30,000 Building $126,780	$156,780 (+24.28%) Land $30,000 Building $126,780
2023	$1,626.00 (+19.82%)	$126,150 (+26.26%) Land $30,000 Building $96,150	$126,150 (+26.26%) Land $30,000 Building $96,150
2022	$1,357.00	$99,910 Land $30,000 Building $69,910	$99,910 Land $30,000 Building $69,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 units insured incl. 50 condo units
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000

May also be available: AT&T, Spectrum, Verizon.

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