25146 NW Tower Dr, Tower Lakes (Barrington), IL 60010 Property Records

Lake County property record for 25146 NW Tower Dr, Tower Lakes, IL 60010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,372 sqft · built 1973
Lot Size	1.98 acres (86,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$692,500 (Mar 2026)
Tax Bill	$14,294 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-301-021`

Property Details

APN / Parcel Number

Primary APN	`13-02-301-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,372 sqft Living Area
Gross Area	4,202 sqft
1st Floor Area	1,815 sqft
Basement Area	1,815 sqft
Finished Basement	1,557 sqft
Unfinished Basement	258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	86,462 sqft (1.98 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25146 N WEST TOWER DR
City	TOWER LAKES
State	IL
Zip	60010-1196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER LAKE ESTATES UNIT NO.6; S50 LT1 & ALL LT6
Legal Subdivision	TOWER LAKE ESTATES UNIT NO.6
Legal Lot Number	1,6
Legal Unit	6
Jurisdiction	LAKE IL
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1012
Census Tract	864303

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31696 N BORRE DR, LAKEMOOR, IL 60051-2297
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 13, 2018	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Oct 13, 2022 · Amount on Record
Deed Document Number	20268157907
Prior Transfer Date	Aug 22, 1995
Prior Transfer Doc	0003724491
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 18, 2026
Property Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196
Document Number	0008157907
Map Reference	MB 46 PG 51
Instrument Date	Mar 3, 2026
Instrument	8157907
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196

Mortgage

Document Number	0008157908
Date	Mar 18, 2026
Instrument	8157908

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007525590
Date	Nov 13, 2018
Instrument	7525590

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007595619
Date	Sep 25, 2019
Instrument	7595619

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 13, 2022
Property Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196
Document Number	0007938434
Map Reference	DOC 1423697
Instrument Date	Sep 1, 2022
Instrument	7938434
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25146 N WEST TOWER DR, TOWER LAKES, IL 60010-1196

Mortgage

Document Number	0007938435
Date	Oct 13, 2022
Instrument	7938435

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Cuba Township
Municipality	Tower Lakes Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,254 (+6.04%) Land $43,875 Building $155,379	$597,822 (+6.04%) Land $131,638 Building $466,184
2024	$14,294.00 (+4.24%)	$187,905 (+9.72%) Land $41,376 Building $146,529	$563,771 (+9.72%) Land $124,140 Building $439,631
2023	$13,712.00 (+18.99%)	$171,258 (+9.1%) Land $37,710 Building $133,548	$513,825 (+9.1%) Land $113,141 Building $400,684
2022	$11,524.00	$156,971 Land $42,663 Building $114,308	$470,960 Land $128,002 Building $342,958

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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