25146 Chestnut St, Elberta, AL 36530 Property Records

Baldwin County property record for 25146 Chestnut St, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1955
Lot Size	0.355 acres (15,465 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2025)
Tax Bill	$380 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-29-2-000-042`

Property Details

APN / Parcel Number

Primary APN	`53-09-29-2-000-042`
Alternative APNs	`366345` `10515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,148 sqft Heated Area
1st Floor Area	1,148 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,465 sqft (0.355 acres)
Lot Dimensions	206 ft deep x 75 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	366345
Street Address	25146 CHESTNUT ST
City	ELBERTA
State	AL
Zip	36530-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75' X 206.25' LOT 1 BLK B LEPTICH ADD SEC 29-T7S-R5E PB 3 PG 92 (WD)
Legal Subdivision	LEPTICHS ADDN
Legal Block	B
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2018
Census Tract	11601

Owner

25146 Chestnut St is owned and occupied by an individual who bought it in January 2025.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	25146 CHESTNUT ST, ELBERTA, AL 36530-2528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage ADELFI CREDIT UNION
Apr 22, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Apr 22, 2020 · Amount on File
Deed Document Number	20252164320
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	25146 CHESTNUT ST, ELBERTA, AL 36530-2528
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002004540
Date	Jun 10, 2022
Instrument	2004540

Lender

Name	ADELFI CREDIT UNION
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 5, 2032

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 22, 2020
Property Address	25146 CHESTNUT ST, ELBERTA, AL 36530-2528
Document Number	0001824305
Map Reference	MB 3 PG 91
Instrument Date	Apr 17, 2020
Instrument	1824305
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13393 BREMAN RD, 13393, ELBERTA, AL 36530-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 351, LILLIAN, AL 36549-0351

Mortgage

Document Number	0001824306
Date	Apr 22, 2020
Instrument	1824306

Lender

Name	UNITED BANK
Type	Bank
Address	FOLEY, AL 36536

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 25146 Chestnut St was $380, down 56.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$380.00 (-56.87%)
2025	$881.00	$26,700 Land $4,740 Building $21,960	$133,500 Land $23,700 Building $109,800
2023	$997.00 (+26.84%)	$30,220 (+26.87%)	$151,100 (+26.87%) Land $27,300 Building $123,800
2022	$786.00 (+52.03%)	$23,820	$119,100 Land $24,600 Building $94,500
2021	$517.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25146 Chestnut St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25146 Chestnut St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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