2514 Otis Dr, Alameda, CA 94501 Property Records

Alameda County property record for 2514 Otis Dr, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1933
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2026)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`70-178-6`

Property Details

APN / Parcel Number

Primary APN	`70-178-6`
Alternative APN	`070-0178-006-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,600 sqft (0.106 acres)

Location & Zoning

Street Address	2514 OTIS DR
City	ALAMEDA
State	CA
Zip	94501-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: AR: 0070 PAGE: 0178
Legal Subdivision	ENCINAL
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2014
Census Tract	428200

Owner

2514 Otis Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Alameda County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2514 OTIS DR, ALAMEDA, CA 94501-6370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Oct 24, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jun 19, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Oct 18, 2002 · Amount on File
Deed Document Number	2026106285
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0000142517
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 18, 2026
Property Address	2514 OTIS DR, ALAMEDA, CA 94501-6370
Document Number	0000106285
Instrument Date	Aug 7, 2026
Instrument	2026106285
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2514 OTIS DR, ALAMEDA, CA 94501-6370

Mortgage

Document Number	0000106286,
Date	Aug 18, 2026
Instrument	2026106286

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2514 OTIS DR, ALAMEDA, CA 94501-6370
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 OTIS DR, ALAMEDA, CA 94501-6370

Mortgage

Document Number	0000124688
Date	Oct 24, 2023
Instrument	2023124688

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2020
Property Address	2514 OTIS DR, ALAMEDA, CA 94501-6370
Document Number	0000142519
Instrument Date	Jun 12, 2020
Instrument	142519
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2514 OTIS DR ALAMEDA CA 945016370, ALAMEDA, CA 94501-6370

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2020
Property Address	2514 OTIS DR, ALAMEDA, CA 94501-6370
Document Number	0000142517
Instrument Date	Jun 12, 2020
Instrument	2020142517
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2514 OTIS DR, ALAMEDA, CA 94501-6370

Mortgage

Document Number	0000142518
Date	Jun 19, 2020
Instrument	2020142518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2514 Otis Dr was $9,738.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,330 (+1.01%) Land $216,699 Building $505,631
2025	$9,738.00 Homeowner's exemption	$708,168 Land $212,450 Building $495,718
2023	$9,123.00 Homeowner's exemption	$680,677 Land $204,203 Building $476,474	$1,063,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2514 Otis Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2514 Otis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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