Polk County property record for 2514 McCranie Pl, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,238 sqft · built 1964 |
| Lot Size | 0.172 acres (7,488 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $242 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-09-000000-012034 |
| Primary APN | 24-28-09-000000-012034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,488 sqft (0.172 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Utility Building | 90 sqft |
| Cooling System | Central |
|---|
| Street Address | 2514 MCCRANIE PL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | BEG SE COR OF SE1/4 OF NE1/4 RUN N 286.5 FT W 493.81 FT FOR POB CONT W 70 FT N 107 FT E 70 FT S 107 FT TO POB KNOWN AS LOT 24 OF UNREC SUB |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | BOYD SUBDIVISION |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 22, 2024 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 11, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Document Number | 0000284575 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 13799/626 |
| Instrument | 2025284575 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Document Number | 0000041756 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 13015/161 |
| Instrument | 2024041756 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2514 MCCRANIE PL, LAKELAND, FL 33801-2770 |
| Document Number | 0000265714 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 11934/191 |
| Instrument | 2021265714 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,254 (+2.7%) | $184,847 (+4.69%) Land $16,474 Building $168,373 | |
| 2025 | $242.00 (-65.53%) Homeowner's exemption | $43,091 (+5.99%) | $176,573 (+0.84%) Land $16,474 Building $160,099 |
| 2023 | $702.00 (+6.85%) Homeowner's exemption | $40,657 (+3%) | $175,095 (+8.34%) Land $15,725 Building $159,370 |
| 2022 | $657.00 Homeowner's exemption | $39,473 | $161,621 Land $9,734 Building $151,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures