St. Clair County property record for 2514 Division St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,106 sqft · built 1930 |
| Lot Size | 0.095 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,250 (Jul 2024) |
| Tax Bill | $3,703 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-28-253-0094-000 |
| Primary APN | 74-28-253-0094-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,106 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 1,106 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 4,138 sqft (0.095 acres) |
| Lot Depth | 100 ft Depth |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2514 DIVISION ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-3 |
| Legal Description | LOT 4 BLK 10 ELMWOOD PLAT |
| Legal Subdivision | ELMWOOD |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 6 |
| Census Block | 6032 |
| Census Tract | 636000 |
2514 Division St is owned and occupied by an individual who bought it in July 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Feb 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage PFN LENDING GROUP INC |
| Feb 16, 2023 | Warranty Deed, Transfer |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Prior Sale | Feb 16, 2023 · Amount on File |
| Deed Document Number | 202412159 |
| Deed Book / Page | 5728 / 215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Number | 0005930818 |
| Book / Page | 5930 / 818 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202611265 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Number | 0000011265, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 5930/818 |
| Instrument | 202611265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Number | 0000055974 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 5597/4 |
| Instrument | 2023002055 |
| Name | PFN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 16, 2023 |
| Property Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Number | 0005599382 |
| Book / Page | 5599 / 382 |
| Map Reference | LB 13 PG 122 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023002671 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3208 RIVERSIDE DR, PORT HURON, MI 48060-1861 |
| Name | Verified Name |
|---|---|
| Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 28, 2021 |
| Property Address | 2514 DIVISION ST, PORT HURON, MI 48060-4771 |
| Document Number | 5426868 |
| Book / Page | 5426 / 868 |
| Map Reference | LB 13 PG 122 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021027502 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3208 RIVERSIDE DR, PORT HURON, MI 48060-1861 |
| Document Number | 0005419919 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5419/919 |
| Instrument | 2021026017 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2514 Division St was $3,703 with a homeowner's exemption, up 93.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Port Huron Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,200 (+14.45%) | $120,400 | |
| 2025 | $3,703.00 (+93.87%) Homeowner's exemption | $52,600 | |
| 2024 | $1,910.00 | $105,200 | |
| 2023 | $34,700 | ||
| 2022 | $1,431.00 | $69,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2514 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2514 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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